There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Maharashtra for its Talab Tillo Jammu branch in Jammu, Jammu, Jammu And Kashmir, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Maharashtra situated in Jammu or anywhere in Jammu And Kashmir can easily transfer funds instantly by using the correct IFSC Code MAHB0002655. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Maharashtra, Talab Tillo Jammu, Jammu
The table below shows the main details of the IFSC Code MAHB0002655 for the Bank Of Maharashtra branch in Jammu, which falls under the Jammu district in Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Bank Of Maharashtra |
| IFSC Code | MAHB0002655 |
| Branch | Talab Tillo Jammu |
| City | Jammu |
| District | Jammu |
| State | Jammu And Kashmir |
| Address | Ward No 61, Opp Petrol Pump, Bohri, Talab Tillo, Jammu, Jammu & Kashmir-180002 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Maharashtra in Jammu for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0002655 for the Talab Tillo Jammu branch of Bank Of Maharashtra has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Maharashtra located in Talab Tillo Jammu, Jammu, Jammu And Kashmir, are allotted a unique IFSC like MAHB0002655 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jammu.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Jammu and Jammu.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Maharashtra in Talab Tillo Jammu reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.
Format of the IFSC Code MAHB0002655
This is the format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Maharashtra, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Talab Tillo Jammu in Jammu.
For example, the IFSC Code MAHB0002655 of Bank Of Maharashtra for the Talab Tillo Jammu branch includes these elements, identifying the bank and the branch location in Jammu and Jammu And Kashmir accurately.
How to Find IFSC Code for Bank Of Maharashtra?
To find the IFSC Code MAHB0002655 of Bank Of Maharashtra for its Talab Tillo Jammu branch located in Jammu, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Maharashtra branches in Jammu and Jammu, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Maharashtra and go to the branch locator section. Then search for Talab Tillo Jammu or Jammu to find the exact IFSC Code MAHB0002655.
Mobile Banking App
If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Maharashtra and Jammu will provide accurate information.
How to Use IFSC Code MAHB0002655 for Online Transfers?
Once you have the IFSC Code MAHB0002655 for the Talab Tillo Jammu branch of Bank Of Maharashtra in Jammu, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code MAHB0002655. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0002655.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Maharashtra Talab Tillo Jammu in Jammu, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Talab Tillo Jammu, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Maharashtra website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jammu to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is MAHB0002655.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ward No 61, Opp Petrol Pump, Bohri, Talab Tillo, Jammu, Jammu & Kashmir-180002 located in Jammu, Jammu, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.