IFSC Code of Bank Of Maharashtra, Jalpaiguri, Jalpaiguri, West Bengal- MAHB0001998

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Maharashtra for its Jalpaiguri branch in Jalpaiguri, Jalpaiguri, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Maharashtra situated in Jalpaiguri or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code MAHB0001998. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Jalpaiguri, Jalpaiguri

Here are the key points that are associated with the IFSC Code MAHB0001998 of Bank Of Maharashtra for its branch located in Jalpaiguri, within the district of Jalpaiguri in the state of West Bengal.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Maharashtra in Jalpaiguri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0001998 for the Jalpaiguri branch of Bank Of Maharashtra has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like MAHB0001998 is given to every bank branch, including Bank Of Maharashtra located in Jalpaiguri, Jalpaiguri, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bank Of Maharashtra branch in Jalpaiguri.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Jalpaiguri and Jalpaiguri.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Maharashtra in Jalpaiguri doesn't end up at another location.

Format of the IFSC Code MAHB0001998

The format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of Maharashtra, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jalpaiguri in Jalpaiguri.

For example, the IFSC Code MAHB0001998 of Bank Of Maharashtra for the Jalpaiguri branch includes these elements, identifying the bank and the branch location in Jalpaiguri and West Bengal accurately.

How to Find IFSC Code for Bank Of Maharashtra?

If you are trying to find the IFSC Code MAHB0001998 of Bank Of Maharashtra for its Jalpaiguri branch located in Jalpaiguri, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Maharashtra branches in Jalpaiguri and Jalpaiguri, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and navigate to the branch locator section. Search for Jalpaiguri or Jalpaiguri to get the exact IFSC Code MAHB0001998.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Maharashtra and Jalpaiguri, you'll get the correct details.

How to Use IFSC Code MAHB0001998 for Online Transfers?

Once you have the IFSC Code MAHB0001998 for the Jalpaiguri branch of Bank Of Maharashtra in Jalpaiguri, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code MAHB0001998. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0001998.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Maharashtra Jalpaiguri in Jalpaiguri may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Maharashtra in Jalpaiguri, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of Maharashtra website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jalpaiguri manage online transfers as well as cheque clearances with ease.