There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Maharashtra for its Sushant Lok,Gurgaon branch in Gurugram, Gurgaon, Haryana, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Maharashtra situated in Gurugram or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code MAHB0001295. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Maharashtra, Sushant Lok,Gurgaon, Gurugram
Here are the main details that are associated with the IFSC Code MAHB0001295 of Bank Of Maharashtra for its branch located in Gurugram, within the district of Gurgaon in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Bank Of Maharashtra |
| IFSC Code | MAHB0001295 |
| Branch | Sushant Lok,Gurgaon |
| City | Gurugram |
| District | Gurgaon |
| State | Haryana |
| Address | Gf-1, Gf-2 Times Square, B-Block, Sector Rd, Sushant Lok, Gurgaon |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Maharashtra in Gurugram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0001295 for the Sushant Lok,Gurgaon branch of Bank Of Maharashtra plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Maharashtra located in Sushant Lok,Gurgaon, Gurugram, Haryana, are allotted a unique IFSC like MAHB0001295 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gurugram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gurugram and Gurgaon.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Maharashtra in Sushant Lok,Gurgaon reaches the right place, even though there are thousands of branches in Haryana and across India.
Format of the IFSC Code MAHB0001295
The format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Maharashtra, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sushant Lok,Gurgaon in Gurugram.
For example, the IFSC Code MAHB0001295 of Bank Of Maharashtra for the Sushant Lok,Gurgaon branch includes these elements, identifying the bank and the branch location in Gurugram and Haryana accurately.
How to Find IFSC Code for Bank Of Maharashtra?
To find the IFSC Code MAHB0001295 of Bank Of Maharashtra for its Sushant Lok,Gurgaon branch located in Gurugram, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Maharashtra branches in Gurugram and Gurgaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Maharashtra and go to the branch locator section. Then search for Sushant Lok,Gurgaon or Gurugram to find the exact IFSC Code MAHB0001295.
Mobile Banking App
If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Maharashtra and Gurugram will provide accurate information.
How to Use IFSC Code MAHB0001295 for Online Transfers?
Once you have the IFSC Code MAHB0001295 for the Sushant Lok,Gurgaon branch of Bank Of Maharashtra in Gurugram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code MAHB0001295. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0001295.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Maharashtra Sushant Lok,Gurgaon in Gurugram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Sushant Lok,Gurgaon, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Maharashtra website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gurugram to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is MAHB0001295.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gf-1, Gf-2 Times Square, B-Block, Sector Rd, Sushant Lok, Gurgaon located in Gurugram, Gurgaon, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.