The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Maharashtra for its Gokul Road Huballi branch in Dharwad, Hubballi, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Maharashtra located in Dharwad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code MAHB0002595. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Maharashtra, Gokul Road Huballi, Dharwad

Below in the table are the key details related to IFSC Code MAHB0002595 of Bank Of Maharashtra for its branch located in Dharwad, within the district of Hubballi in the state of Karnataka.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0002595
Branch Gokul Road Huballi
City Dharwad
District Hubballi
State Karnataka
Address Sai Tower, Nehru Nagar, Gokul Road, Hubballi, District-Dharwad, Karnataka-580030

These details help users in online banking and for businesses and individuals who use Bank Of Maharashtra in Dharwad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0002595 for the Gokul Road Huballi branch of Bank Of Maharashtra has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Maharashtra located in Gokul Road Huballi, Dharwad, Karnataka, are allotted a unique IFSC like MAHB0002595 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dharwad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dharwad and Hubballi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Maharashtra in Gokul Road Huballi reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code MAHB0002595

The format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Maharashtra, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gokul Road Huballi in Dharwad.

For example, the IFSC Code MAHB0002595 of Bank Of Maharashtra for the Gokul Road Huballi branch has these elements, identifying the bank and the branch location in Dharwad and Karnataka correctly.

How to Find IFSC Code for Bank Of Maharashtra?

If you are trying to find the IFSC Code MAHB0002595 of Bank Of Maharashtra for its Gokul Road Huballi branch located in Dharwad, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Maharashtra include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Maharashtra branches in Dharwad and Hubballi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and find the branch locator section. Search for Gokul Road Huballi or Dharwad to get the exact IFSC Code MAHB0002595.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Maharashtra and Dharwad that will provide accurate information.

How to Use IFSC Code MAHB0002595 for Online Transfers?

Once you have the IFSC Code MAHB0002595 for the Gokul Road Huballi branch of Bank Of Maharashtra in Dharwad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code MAHB0002595. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0002595.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Maharashtra Gokul Road Huballi in Dharwad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Gokul Road Huballi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dharwad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Gokul Road Huballi, Dharwad?

The IFSC Code is MAHB0002595.

Is the IFSC Code MAHB0002595 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Gokul Road Huballi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gokul Road Huballi branch?

The address of the branch is Sai Tower, Nehru Nagar, Gokul Road, Hubballi, District-Dharwad, Karnataka-580030 located in Dharwad, Hubballi, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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