Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Maharashtra for its Darjiling branch in Darjiling, Darjiling, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Maharashtra located in Darjiling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code MAHB0002633. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Darjiling, Darjiling

Below in the table are the key details related to IFSC Code MAHB0002633 of Bank Of Maharashtra for its branch located in Darjiling, within the district of Darjiling in the state of West Bengal.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0002633
Branch Darjiling
City Darjiling
District Darjiling
State West Bengal
Address Plot No 520/639, Jl No-24, Darjiling Hill Cart Road, Dist-Darjiling, West Bengal-734101

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Maharashtra in Darjiling for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code MAHB0002633 for the Darjiling branch of Bank Of Maharashtra is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Maharashtra located in Darjiling, Darjiling, West Bengal, is provided a unique IFSC like MAHB0002633 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Maharashtra branch in Darjiling.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Darjiling and Darjiling.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Maharashtra in Darjiling do not get misguided to another person.

Format of the IFSC Code MAHB0002633

The format of the IFSC Code for banks, including Bank Of Maharashtra, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Maharashtra, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Darjiling in Darjiling.

For example, the IFSC Code MAHB0002633 of Bank Of Maharashtra for the Darjiling branch includes these elements, identifying the bank and the branch location in Darjiling and West Bengal correctly.

How to Find IFSC Code for Bank Of Maharashtra?

If you are trying to find the IFSC Code MAHB0002633 of Bank Of Maharashtra for its Darjiling branch located in Darjiling, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Maharashtra branches in Darjiling and Darjiling, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and navigate to the branch locator section. Search for Darjiling or Darjiling to get the exact IFSC Code MAHB0002633.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Maharashtra and Darjiling, you'll get the correct details.

How to Use IFSC Code MAHB0002633 for Online Transfers?

Once you have the IFSC Code MAHB0002633 for the Darjiling branch of Bank Of Maharashtra in Darjiling, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code MAHB0002633. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0002633.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Maharashtra Darjiling in Darjiling, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Darjiling, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Darjiling manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Darjiling, Darjiling?

The IFSC Code is MAHB0002633.

Is the IFSC Code MAHB0002633 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Darjiling?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Darjiling branch?

The address of the branch is Plot No 520/639, Jl No-24, Darjiling Hill Cart Road, Dist-Darjiling, West Bengal-734101 located in Darjiling, Darjiling, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.