The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Maharashtra for its Darbhanga branch in Darbhanga, Darbhanga, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Maharashtra located in Darbhanga or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code MAHB0001711. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Maharashtra, Darbhanga, Darbhanga

Here are the key points that are associated with the IFSC Code MAHB0001711 of Bank Of Maharashtra for its branch located in Darbhanga, within the district of Darbhanga in the state of Bihar.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0001711
Branch Darbhanga
City Darbhanga
District Darbhanga
State Bihar
Address Darbhanga Tower, Mirzapur Chowk Darbhangamain Road

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Maharashtra in Darbhanga for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code MAHB0001711 for the Darbhanga branch of Bank Of Maharashtra is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Maharashtra located in Darbhanga, Darbhanga, Bihar, is provided with a unique IFSC like MAHB0001711 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Maharashtra branch in Darbhanga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Darbhanga and Darbhanga.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Maharashtra in Darbhanga do not get mixed with another location.

Format of the IFSC Code MAHB0001711

The format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Maharashtra, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Darbhanga in Darbhanga.

For example, the IFSC Code MAHB0001711 of Bank Of Maharashtra for the Darbhanga branch has these elements, identifying the bank and the branch location in Darbhanga and Bihar correctly.

How to Find IFSC Code for Bank Of Maharashtra?

If you are trying to find the IFSC Code MAHB0001711 of Bank Of Maharashtra for its Darbhanga branch located in Darbhanga, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Maharashtra branches in Darbhanga and Darbhanga, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and navigate to the branch locator section. Search for Darbhanga or Darbhanga to get the exact IFSC Code MAHB0001711.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Maharashtra and Darbhanga, you'll get the correct details.

How to Use IFSC Code MAHB0001711 for Online Transfers?

Once you have the IFSC Code MAHB0001711 for the Darbhanga branch of Bank Of Maharashtra in Darbhanga, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code MAHB0001711. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0001711.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Maharashtra Darbhanga in Darbhanga, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Darbhanga, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Darbhanga to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra Darbhanga Darbhanga?

The IFSC Code of the Darbhanga Darbhanga branch is MAHB0001711.

Is IFSC Code MAHB0001711 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Maharashtra Darbhanga branch?

The branch is located at Darbhanga Tower, Mirzapur Chowk Darbhangamain Road.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.