Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Maharashtra for its Balurghat branch in Dakshin Dinajpur, Balurghat, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Maharashtra located in Dakshin Dinajpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code MAHB0001995. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Maharashtra, Balurghat, Dakshin Dinajpur
Here are some of the key details that come with the IFSC Code MAHB0001995 of Bank Of Maharashtra for its branch located in Dakshin Dinajpur, within the district of Balurghat in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of Maharashtra |
| IFSC Code | MAHB0001995 |
| Branch | Balurghat |
| City | Dakshin Dinajpur |
| District | Balurghat |
| State | West Bengal |
| Address | Holding No.48/1 15-16 N, Opp Arya Samiti Clubward No.14 Balurghat |
These details help users in online banking and for businesses and individuals who use Bank Of Maharashtra in Dakshin Dinajpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0001995 for the Balurghat branch of Bank Of Maharashtra has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Maharashtra located in Balurghat, Dakshin Dinajpur, West Bengal, is provided with a unique IFSC like MAHB0001995 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Maharashtra branch in Dakshin Dinajpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dakshin Dinajpur and Balurghat.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Maharashtra in Balurghat do not get mixed with another location.
Format of the IFSC Code MAHB0001995
The format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Maharashtra, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Balurghat in Dakshin Dinajpur.
For example, the IFSC Code MAHB0001995 of Bank Of Maharashtra for the Balurghat branch includes these elements, identifying the bank and the branch location in Dakshin Dinajpur and West Bengal accurately.
How to Find IFSC Code for Bank Of Maharashtra?
If you are trying to find the IFSC Code MAHB0001995 of Bank Of Maharashtra for its Balurghat branch located in Dakshin Dinajpur, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Maharashtra branches in Dakshin Dinajpur and Balurghat, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Maharashtra and navigate to the branch locator section. Search for Balurghat or Dakshin Dinajpur to get the exact IFSC Code MAHB0001995.
Mobile Banking App
If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Maharashtra and Dakshin Dinajpur, you'll get the correct details.
How to Use IFSC Code MAHB0001995 for Online Transfers?
Once you have the IFSC Code MAHB0001995 for the Balurghat branch of Bank Of Maharashtra in Dakshin Dinajpur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code MAHB0001995. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0001995.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Maharashtra Balurghat in Dakshin Dinajpur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Balurghat, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Maharashtra website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dakshin Dinajpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Balurghat Dakshin Dinajpur branch is MAHB0001995.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Holding No.48/1 15-16 N, Opp Arya Samiti Clubward No.14 Balurghat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.