Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Maharashtra for its Deesa branch in Banas Kantha, Deesa, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Maharashtra located in Banas Kantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code MAHB0002349. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Deesa, Banas Kantha

The table below shows the main details of the IFSC Code MAHB0002349 for the Bank Of Maharashtra branch in Banas Kantha, which falls under the Deesa district in Gujarat.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0002349
Branch Deesa
City Banas Kantha
District Deesa
State Gujarat
Address Plot No 40, Opp. Hawai Pillar, Palanpur Highway, Deesa, Dist.-Banas Kantha, Gujarat - 385535

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Maharashtra in Banas Kantha for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0002349 for the Deesa branch of Bank Of Maharashtra has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Maharashtra located in Deesa, Banas Kantha, Gujarat, are allotted a unique IFSC like MAHB0002349 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Banas Kantha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Banas Kantha and Deesa.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Maharashtra in Deesa reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code MAHB0002349

The format of the IFSC Code for banks, including Bank Of Maharashtra, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Maharashtra, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Deesa in Banas Kantha.

For example, the IFSC Code MAHB0002349 of Bank Of Maharashtra for the Deesa branch includes these elements, identifying the bank and the branch location in Banas Kantha and Gujarat correctly.

How to Find IFSC Code for Bank Of Maharashtra?

To find the IFSC Code MAHB0002349 of Bank Of Maharashtra for its Deesa branch located in Banas Kantha, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Maharashtra branches in Banas Kantha and Deesa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and go to the branch locator section. Then search for Deesa or Banas Kantha to find the exact IFSC Code MAHB0002349.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Maharashtra and Banas Kantha will provide accurate information.

How to Use IFSC Code MAHB0002349 for Online Transfers?

Once you have the IFSC Code MAHB0002349 for the Deesa branch of Bank Of Maharashtra in Banas Kantha, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code MAHB0002349. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0002349.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Maharashtra Deesa in Banas Kantha may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Deesa, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Banas Kantha manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Deesa, Banas Kantha?

The IFSC Code is MAHB0002349.

Is the IFSC Code MAHB0002349 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Deesa?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Deesa branch?

The address of the branch is Plot No 40, Opp. Hawai Pillar, Palanpur Highway, Deesa, Dist.-Banas Kantha, Gujarat - 385535 located in Banas Kantha, Deesa, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.