The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Maharashtra for its Jalalpur branch in Ambedkar Nagar, Jalalpur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Maharashtra located in Ambedkar Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code MAHB0001731. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Maharashtra, Jalalpur, Ambedkar Nagar

The table below shows the main details of the IFSC Code MAHB0001731 for the Bank Of Maharashtra branch in Ambedkar Nagar, which falls under the Jalalpur district in Uttar Pradesh.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0001731
Branch Jalalpur
City Ambedkar Nagar
District Jalalpur
State Uttar Pradesh
Address Plot No 399 M And 400 Mmalipur Road

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Maharashtra in Ambedkar Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code MAHB0001731 for the Jalalpur branch of Bank Of Maharashtra is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like MAHB0001731 is given to every bank branch, including Bank Of Maharashtra located in Jalalpur, Ambedkar Nagar, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Maharashtra branch in Ambedkar Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Ambedkar Nagar and Jalalpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Maharashtra in Jalalpur doesn't end up at another location.

Format of the IFSC Code MAHB0001731

The format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Maharashtra, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jalalpur in Ambedkar Nagar.

For example, the IFSC Code MAHB0001731 of Bank Of Maharashtra for the Jalalpur branch has these elements, identifying the bank and the branch location in Ambedkar Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Maharashtra?

If you are looking for the IFSC Code MAHB0001731 of Bank Of Maharashtra for its Jalalpur branch located in Ambedkar Nagar, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Maharashtra branches in Ambedkar Nagar and Jalalpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Maharashtra and look for the branch locator section, then search for Jalalpur or Ambedkar Nagar to get the exact IFSC Code MAHB0001731.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Maharashtra and Ambedkar Nagar, then it will provide you proper information.

How to Use IFSC Code MAHB0001731 for Online Transfers?

Once you have the IFSC Code MAHB0001731 for the Jalalpur branch of Bank Of Maharashtra in Ambedkar Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code MAHB0001731. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0001731.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Maharashtra Jalalpur in Ambedkar Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Jalalpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ambedkar Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Jalalpur, Ambedkar Nagar?

The IFSC Code is MAHB0001731.

Is the IFSC Code MAHB0001731 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Jalalpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jalalpur branch?

The address of the branch is Plot No 399 M And 400 Mmalipur Road located in Ambedkar Nagar, Jalalpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.