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IFSC Code of Bank Of Maharashtra, Ambala Cantt, Ambala, Haryana — MAHB0000474

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Maharashtra for its Ambala Cantt branch in Ambala, Ambala, Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Maharashtra located in Ambala or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code MAHB0000474. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Ambala Cantt, Ambala

Below in the table are the key details related to IFSC Code MAHB0000474 of Bank Of Maharashtra for its branch located in Ambala, within the district of Ambala in the state of Haryana.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0000474
Branch Ambala Cantt
City Ambala
District Ambala
State Haryana
Address 6269, Nicholson Road, Ambala Sadar

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Maharashtra in Ambala for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0000474 for the Ambala Cantt branch of Bank Of Maharashtra plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Maharashtra located in Ambala Cantt, Ambala, Haryana, is provided with a unique IFSC like MAHB0000474 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Maharashtra branch in Ambala.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ambala and Ambala.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Maharashtra in Ambala Cantt do not get mixed with another location.

Format of the IFSC Code MAHB0000474

This is the format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Maharashtra, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ambala Cantt in Ambala.

For example, the IFSC Code MAHB0000474 of Bank Of Maharashtra for the Ambala Cantt branch includes these elements, identifying the bank and the branch location in Ambala and Haryana accurately.

How to Find IFSC Code for Bank Of Maharashtra?

To find the IFSC Code MAHB0000474 of Bank Of Maharashtra for its Ambala Cantt branch located in Ambala, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Maharashtra branches in Ambala and Ambala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and go to the branch locator section. Then search for Ambala Cantt or Ambala to find the exact IFSC Code MAHB0000474.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Maharashtra and Ambala will provide accurate information.

How to Use IFSC Code MAHB0000474 for Online Transfers?

Once you have the IFSC Code MAHB0000474 for the Ambala Cantt branch of Bank Of Maharashtra in Ambala, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MAHB0000474. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0000474.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Maharashtra Ambala Cantt in Ambala, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Ambala Cantt, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ambala manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Ambala Cantt, Ambala?

The IFSC Code is MAHB0000474.

Is the IFSC Code MAHB0000474 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Ambala Cantt?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ambala Cantt branch?

The address of the branch is 6269, Nicholson Road, Ambala Sadar located in Ambala, Ambala, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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