There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Zirniya branch in Zirniya (Dist. Khargone), Zirniya Dist Khargone, Madhya Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Zirniya (Dist. Khargone) or anywhere in Madhya Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0009911. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Zirniya, Zirniya (Dist. Khargone)

Here are the key points that are associated with the IFSC Code BKID0009911 of Bank Of India for its branch located in Zirniya (Dist. Khargone), within the district of Zirniya Dist Khargone in the state of Madhya Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0009911
Branch Zirniya
City Zirniya (Dist. Khargone)
District Zirniya Dist Khargone
State Madhya Pradesh
Address At P O Zirniyadistrict Khargone

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Zirniya (Dist. Khargone) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0009911 for the Zirniya branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Zirniya, Zirniya (Dist. Khargone), Madhya Pradesh, are allotted a unique IFSC like BKID0009911 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Zirniya (Dist. Khargone).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Zirniya (Dist. Khargone) and Zirniya Dist Khargone.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Zirniya reaches the right place, even though there are thousands of branches in Madhya Pradesh and across India.

Format of the IFSC Code BKID0009911

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Zirniya in Zirniya (Dist. Khargone).

For example, the IFSC Code BKID0009911 of Bank Of India for the Zirniya branch has these elements, identifying the bank and the branch location in Zirniya (Dist. Khargone) and Madhya Pradesh correctly.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0009911 of Bank Of India for its Zirniya branch located in Zirniya (Dist. Khargone), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Zirniya (Dist. Khargone) and Zirniya Dist Khargone, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Zirniya or Zirniya (Dist. Khargone) to find the exact IFSC Code BKID0009911.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Zirniya (Dist. Khargone) will provide accurate information.

How to Use IFSC Code BKID0009911 for Online Transfers?

Once you have the IFSC Code BKID0009911 for the Zirniya branch of Bank Of India in Zirniya (Dist. Khargone), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0009911. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0009911.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Zirniya in Zirniya (Dist. Khargone), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Zirniya, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Zirniya (Dist. Khargone) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Zirniya, Zirniya (Dist. Khargone)?

The IFSC Code is BKID0009911.

Is the IFSC Code BKID0009911 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Zirniya?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Zirniya branch?

The address of the branch is At P O Zirniyadistrict Khargone located in Zirniya (Dist. Khargone), Zirniya Dist Khargone, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.