The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Ldm Office Wardha branch in Wardha, Wardh, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Wardha or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BKID000L178. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Ldm Office Wardha, Wardha

Here are the main details that are associated with the IFSC Code BKID000L178 of Bank Of India for its branch located in Wardha, within the district of Wardh in the state of Maharashtra.

Particulars Details
Bank Bank Of India
IFSC Code BKID000L178
Branch Ldm Office Wardha
City Wardha
District Wardh
State Maharashtra
Address Ldm Office Wardha V

These details helps users in online banking and for businesses and individuals who use Bank Of India in Wardha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID000L178 for the Ldm Office Wardha branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Ldm Office Wardha, Wardha, Maharashtra, is provided a unique IFSC like BKID000L178 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Wardha.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Wardha and Wardh.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Ldm Office Wardha do not get misguided to another person.

Format of the IFSC Code BKID000L178

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ldm Office Wardha in Wardha.

For example, the IFSC Code BKID000L178 of Bank Of India for the Ldm Office Wardha branch includes these elements, identifying the bank and the branch location in Wardha and Maharashtra correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID000L178 of Bank Of India for its Ldm Office Wardha branch located in Wardha, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Wardha and Wardh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Ldm Office Wardha or Wardha to get the exact IFSC Code BKID000L178.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Wardha, then it will provide you proper information.

How to Use IFSC Code BKID000L178 for Online Transfers?

Once you have the IFSC Code BKID000L178 for the Ldm Office Wardha branch of Bank Of India in Wardha, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID000L178. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID000L178.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Ldm Office Wardha in Wardha may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Ldm Office Wardha, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Wardha to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Ldm Office Wardha, Wardha?

The IFSC Code is BKID000L178.

Is the IFSC Code BKID000L178 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Ldm Office Wardha?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ldm Office Wardha branch?

The address of the branch is Ldm Office Wardha V located in Wardha, Wardh, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.