Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Wanghroli branch in Wanghroli (Dist.Kheda), Wanghroli Distkheda, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Wanghroli (Dist.Kheda) or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BKID0002827. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Wanghroli, Wanghroli (Dist.Kheda)

Below in the table are the key details related to IFSC Code BKID0002827 of Bank Of India for its branch located in Wanghroli (Dist.Kheda), within the district of Wanghroli Distkheda in the state of Gujarat.

Particulars Details
Bank Bank Of India
IFSC Code BKID0002827
Branch Wanghroli
City Wanghroli (Dist.Kheda)
District Wanghroli Distkheda
State Gujarat
Address At Post Wanghroli Patel Faliatal Thasra Dist Kheda

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Wanghroli (Dist.Kheda) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0002827 for the Wanghroli branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Wanghroli, Wanghroli (Dist.Kheda), Gujarat, are allotted a unique IFSC like BKID0002827 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Wanghroli (Dist.Kheda).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Wanghroli (Dist.Kheda) and Wanghroli Distkheda.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Wanghroli reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code BKID0002827

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Wanghroli in Wanghroli (Dist.Kheda).

For example, the IFSC Code BKID0002827 of Bank Of India for the Wanghroli branch includes these elements, identifying the bank and the branch location in Wanghroli (Dist.Kheda) and Gujarat accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0002827 of Bank Of India for its Wanghroli branch located in Wanghroli (Dist.Kheda), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Wanghroli (Dist.Kheda) and Wanghroli Distkheda, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Wanghroli or Wanghroli (Dist.Kheda) to get the exact IFSC Code BKID0002827.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Wanghroli (Dist.Kheda) that will provide accurate information.

How to Use IFSC Code BKID0002827 for Online Transfers?

Once you have the IFSC Code BKID0002827 for the Wanghroli branch of Bank Of India in Wanghroli (Dist.Kheda), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0002827. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0002827.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Wanghroli in Wanghroli (Dist.Kheda), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Wanghroli, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Wanghroli (Dist.Kheda) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Wanghroli, Wanghroli (Dist.Kheda)?

The IFSC Code is BKID0002827.

Is the IFSC Code BKID0002827 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Wanghroli?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Wanghroli branch?

The address of the branch is At Post Wanghroli Patel Faliatal Thasra Dist Kheda located in Wanghroli (Dist.Kheda), Wanghroli Distkheda, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.