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IFSC Code of Bank Of India, Ulundurpet, Villupuram, Tamil Nadu — BKID0008378

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Ulundurpet branch in Villupuram, Villupuram, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Villupuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BKID0008378. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Ulundurpet, Villupuram

Here are the main details that are associated with the IFSC Code BKID0008378 of Bank Of India for its branch located in Villupuram, within the district of Villupuram in the state of Tamil Nadu.

Particulars Details
Bank Bank Of India
IFSC Code BKID0008378
Branch Ulundurpet
City Villupuram
District Villupuram
State Tamil Nadu
Address Ulundurpet Branchno13Ganesanar Streetulundurpet 606107Villupuram Disttamilnadu

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Villupuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008378 for the Ulundurpet branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Ulundurpet, Villupuram, Tamil Nadu, is provided a unique IFSC like BKID0008378 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Villupuram.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Villupuram and Villupuram.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Ulundurpet do not get misguided to another person.

Format of the IFSC Code BKID0008378

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ulundurpet in Villupuram.

For example, the IFSC Code BKID0008378 of Bank Of India for the Ulundurpet branch includes these elements, identifying the bank and the branch location in Villupuram and Tamil Nadu correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0008378 of Bank Of India for its Ulundurpet branch located in Villupuram, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Villupuram and Villupuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Ulundurpet or Villupuram to get the exact IFSC Code BKID0008378.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Villupuram that will provide accurate information.

How to Use IFSC Code BKID0008378 for Online Transfers?

Once you have the IFSC Code BKID0008378 for the Ulundurpet branch of Bank Of India in Villupuram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0008378. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008378.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Ulundurpet in Villupuram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Ulundurpet, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Villupuram manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Ulundurpet Villupuram?

The IFSC Code of the Ulundurpet Villupuram branch is BKID0008378.

Is IFSC Code BKID0008378 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Ulundurpet branch?

The branch is located at Ulundurpet Branchno13Ganesanar Streetulundurpet 606107Villupuram Disttamilnadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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