IFSC Code of Bank Of India, Gandhinagar Vijayawada, Vijayawada, Andhra Pradesh- BKID0008644

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Gandhinagar Vijayawada branch in Vijayawada, Vijayawada, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Vijayawada or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BKID0008644. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Gandhinagar Vijayawada, Vijayawada

Here are the main details that are associated with the IFSC Code BKID0008644 of Bank Of India for its branch located in Vijayawada, within the district of Vijayawada in the state of Andhra Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Vijayawada for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0008644 for the Gandhinagar Vijayawada branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Gandhinagar Vijayawada, Vijayawada, Andhra Pradesh, are allotted a unique IFSC like BKID0008644 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Vijayawada.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Vijayawada and Vijayawada.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Gandhinagar Vijayawada reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code BKID0008644

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gandhinagar Vijayawada in Vijayawada.

For example, the IFSC Code BKID0008644 of Bank Of India for the Gandhinagar Vijayawada branch has these elements, identifying the bank and the branch location in Vijayawada and Andhra Pradesh correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0008644 of Bank Of India for its Gandhinagar Vijayawada branch located in Vijayawada, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Vijayawada and Vijayawada, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Gandhinagar Vijayawada or Vijayawada to get the exact IFSC Code BKID0008644.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Vijayawada that will provide accurate information.

How to Use IFSC Code BKID0008644 for Online Transfers?

Once you have the IFSC Code BKID0008644 for the Gandhinagar Vijayawada branch of Bank Of India in Vijayawada, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0008644. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008644.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Gandhinagar Vijayawada in Vijayawada, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Gandhinagar Vijayawada, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vijayawada to handle online money transfers and get their cheques cleared smoothly.