The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Vijapur branch in Vijapur (Dist Mehsana) Gj, Vijapur Dist Mehsana Gj, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of India located in Vijapur (Dist Mehsana) Gj or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BKID0002220. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of India, Vijapur, Vijapur (Dist Mehsana) Gj
The table below shows the main details of the IFSC Code BKID0002220 for the Bank Of India branch in Vijapur (Dist Mehsana) Gj, which falls under the Vijapur Dist Mehsana Gj district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0002220 |
| Branch | Vijapur |
| City | Vijapur (Dist Mehsana) Gj |
| District | Vijapur Dist Mehsana Gj |
| State | Gujarat |
| Address | Priyanka Shopping Complex Opp Umiya Templetal Vijapur Distt Mehsana |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Vijapur (Dist Mehsana) Gj for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0002220 for the Vijapur branch of Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Vijapur, Vijapur (Dist Mehsana) Gj, Gujarat, are allotted a unique IFSC like BKID0002220 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vijapur (Dist Mehsana) Gj.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Vijapur (Dist Mehsana) Gj and Vijapur Dist Mehsana Gj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of India in Vijapur reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code BKID0002220
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Vijapur in Vijapur (Dist Mehsana) Gj.
For example, the IFSC Code BKID0002220 of Bank Of India for the Vijapur branch includes these elements, identifying the bank and the branch location in Vijapur (Dist Mehsana) Gj and Gujarat accurately.
How to Find IFSC Code for Bank Of India?
If you are looking for the IFSC Code BKID0002220 of Bank Of India for its Vijapur branch located in Vijapur (Dist Mehsana) Gj, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of India branches in Vijapur (Dist Mehsana) Gj and Vijapur Dist Mehsana Gj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of India and look for the branch locator section, then search for Vijapur or Vijapur (Dist Mehsana) Gj to get the exact IFSC Code BKID0002220.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Vijapur (Dist Mehsana) Gj, then it will provide you proper information.
How to Use IFSC Code BKID0002220 for Online Transfers?
If you have the IFSC Code BKID0002220 for the Vijapur branch of Bank Of India in Vijapur (Dist Mehsana) Gj, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0002220. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0002220.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Vijapur in Vijapur (Dist Mehsana) Gj, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Vijapur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Vijapur (Dist Mehsana) Gj to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Vijapur Vijapur (Dist Mehsana) Gj branch is BKID0002220.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Priyanka Shopping Complex Opp Umiya Templetal Vijapur Distt Mehsana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.