For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Vansjalia branch in Vansjalia (Dist Jamnagar), Vansjalia Dist Jamnagar, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Vansjalia (Dist Jamnagar) or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BKID0003263. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Vansjalia, Vansjalia (Dist Jamnagar)
The table below shows the main details of the IFSC Code BKID0003263 for the Bank Of India branch in Vansjalia (Dist Jamnagar), which falls under the Vansjalia Dist Jamnagar district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0003263 |
| Branch | Vansjalia |
| City | Vansjalia (Dist Jamnagar) |
| District | Vansjalia Dist Jamnagar |
| State | Gujarat |
| Address | Near Lohana Mahajan Wadi High School Roadvansjalia Dist Jamnagar |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Vansjalia (Dist Jamnagar) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0003263 for the Vansjalia branch of Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0003263 is given to every bank branch, including Bank Of India located in Vansjalia, Vansjalia (Dist Jamnagar), Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Vansjalia (Dist Jamnagar).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Vansjalia (Dist Jamnagar) and Vansjalia Dist Jamnagar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Vansjalia doesn't end up at another location.
Format of the IFSC Code BKID0003263
The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vansjalia in Vansjalia (Dist Jamnagar).
For example, the IFSC Code BKID0003263 of Bank Of India for the Vansjalia branch includes these elements, identifying the bank and the branch location in Vansjalia (Dist Jamnagar) and Gujarat correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0003263 of Bank Of India for its Vansjalia branch located in Vansjalia (Dist Jamnagar), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Vansjalia (Dist Jamnagar) and Vansjalia Dist Jamnagar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Vansjalia or Vansjalia (Dist Jamnagar) to get the exact IFSC Code BKID0003263.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Vansjalia (Dist Jamnagar), you'll get the correct details.
How to Use IFSC Code BKID0003263 for Online Transfers?
Once you have the IFSC Code BKID0003263 for the Vansjalia branch of Bank Of India in Vansjalia (Dist Jamnagar), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0003263. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0003263.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Vansjalia in Vansjalia (Dist Jamnagar), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Vansjalia, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Vansjalia (Dist Jamnagar) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0003263.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Near Lohana Mahajan Wadi High School Roadvansjalia Dist Jamnagar located in Vansjalia (Dist Jamnagar), Vansjalia Dist Jamnagar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.