The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Vamaj branch in Vamaj (Tal Kadi Dist.Mehasana), Vamaj Tal Kadi Distmehasana, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Vamaj (Tal Kadi Dist.Mehasana) or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BKID0002204. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Vamaj, Vamaj (Tal Kadi Dist.Mehasana)

Here are some of the key details that come with the IFSC Code BKID0002204 of Bank Of India for its branch located in Vamaj (Tal Kadi Dist.Mehasana), within the district of Vamaj Tal Kadi Distmehasana in the state of Gujarat.

Particulars Details
Bank Bank Of India
IFSC Code BKID0002204
Branch Vamaj
City Vamaj (Tal Kadi Dist.Mehasana)
District Vamaj Tal Kadi Distmehasana
State Gujarat
Address Nilkantheshwar Mahadev Temple Trust Bldgnear St Stand Vamaj Tal Kadi Dist Mehasana

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Vamaj (Tal Kadi Dist.Mehasana) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0002204 for the Vamaj branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Vamaj, Vamaj (Tal Kadi Dist.Mehasana), Gujarat, is provided with a unique IFSC like BKID0002204 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Vamaj (Tal Kadi Dist.Mehasana).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Vamaj (Tal Kadi Dist.Mehasana) and Vamaj Tal Kadi Distmehasana.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Vamaj do not get mixed with another location.

Format of the IFSC Code BKID0002204

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vamaj in Vamaj (Tal Kadi Dist.Mehasana).

For example, the IFSC Code BKID0002204 of Bank Of India for the Vamaj branch includes these elements, identifying the bank and the branch location in Vamaj (Tal Kadi Dist.Mehasana) and Gujarat correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0002204 of Bank Of India for its Vamaj branch located in Vamaj (Tal Kadi Dist.Mehasana), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Vamaj (Tal Kadi Dist.Mehasana) and Vamaj Tal Kadi Distmehasana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Vamaj or Vamaj (Tal Kadi Dist.Mehasana) to get the exact IFSC Code BKID0002204.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Vamaj (Tal Kadi Dist.Mehasana), then it will provide you proper information.

How to Use IFSC Code BKID0002204 for Online Transfers?

Once you have the IFSC Code BKID0002204 for the Vamaj branch of Bank Of India in Vamaj (Tal Kadi Dist.Mehasana), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0002204. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0002204.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Vamaj in Vamaj (Tal Kadi Dist.Mehasana), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Vamaj, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Vamaj (Tal Kadi Dist.Mehasana) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Vamaj, Vamaj (Tal Kadi Dist.Mehasana)?

The IFSC Code is BKID0002204.

Is the IFSC Code BKID0002204 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Vamaj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vamaj branch?

The address of the branch is Nilkantheshwar Mahadev Temple Trust Bldgnear St Stand Vamaj Tal Kadi Dist Mehasana located in Vamaj (Tal Kadi Dist.Mehasana), Vamaj Tal Kadi Distmehasana, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.