Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Uttarkashi branch in Uttarkashi, Uttarkashi, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Uttarkashi or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BKID0007693. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Uttarkashi, Uttarkashi
Here are the main details that are associated with the IFSC Code BKID0007693 of Bank Of India for its branch located in Uttarkashi, within the district of Uttarkashi in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007693 |
| Branch | Uttarkashi |
| City | Uttarkashi |
| District | Uttarkashi |
| State | Uttarakhand |
| Address | Bank Of Indiauttarkashi Branch Ward No 08 Joshiyada Po Joshiyada District Uttarkashi Uttrakhand 249193 |
These details help users in online banking and for businesses and individuals who use Bank Of India in Uttarkashi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007693 for the Uttarkashi branch of Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Uttarkashi, Uttarkashi, Uttarakhand, are allotted a unique IFSC like BKID0007693 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Uttarkashi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Uttarkashi and Uttarkashi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of India in Uttarkashi reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code BKID0007693
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uttarkashi in Uttarkashi.
For example, the IFSC Code BKID0007693 of Bank Of India for the Uttarkashi branch includes these elements, identifying the bank and the branch location in Uttarkashi and Uttarakhand accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0007693 of Bank Of India for its Uttarkashi branch located in Uttarkashi, the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Uttarkashi and Uttarkashi, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Uttarkashi or Uttarkashi to get the exact IFSC Code BKID0007693.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Uttarkashi, you'll get the correct details.
How to Use IFSC Code BKID0007693 for Online Transfers?
Once you have the IFSC Code BKID0007693 for the Uttarkashi branch of Bank Of India in Uttarkashi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0007693. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007693.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Uttarkashi in Uttarkashi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Uttarkashi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Uttarkashi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0007693.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Bank Of Indiauttarkashi Branch Ward No 08 Joshiyada Po Joshiyada District Uttarkashi Uttrakhand 249193 located in Uttarkashi, Uttarkashi, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.