IFSC Code of Bank Of India, Ushaharan, Ushaharan Dist South Dinajpur, West Bengal — BKID0004346

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Ushaharan branch in Ushaharan (Dist. South Dinajpur), Ushaharan Dist South Dinajpur, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Ushaharan (Dist. South Dinajpur) or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code BKID0004346. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Ushaharan, Ushaharan (Dist. South Dinajpur)

The table below shows the main details of the IFSC Code BKID0004346 for the Bank Of India branch in Ushaharan (Dist. South Dinajpur), which falls under the Ushaharan Dist South Dinajpur district in West Bengal.

These details help users in online banking and for businesses and individuals who use Bank Of India in Ushaharan (Dist. South Dinajpur) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004346 for the Ushaharan branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Ushaharan, Ushaharan (Dist. South Dinajpur), West Bengal, is provided with a unique IFSC like BKID0004346 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Ushaharan (Dist. South Dinajpur).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Ushaharan (Dist. South Dinajpur) and Ushaharan Dist South Dinajpur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Ushaharan do not get mixed with another location.

Format of the IFSC Code BKID0004346

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ushaharan in Ushaharan (Dist. South Dinajpur).

For example, the IFSC Code BKID0004346 of Bank Of India for the Ushaharan branch has these elements, identifying the bank and the branch location in Ushaharan (Dist. South Dinajpur) and West Bengal correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004346 of Bank Of India for its Ushaharan branch located in Ushaharan (Dist. South Dinajpur), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Ushaharan (Dist. South Dinajpur) and Ushaharan Dist South Dinajpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Ushaharan or Ushaharan (Dist. South Dinajpur) to get the exact IFSC Code BKID0004346.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Ushaharan (Dist. South Dinajpur), you'll get the correct details.

How to Use IFSC Code BKID0004346 for Online Transfers?

Once you have the IFSC Code BKID0004346 for the Ushaharan branch of Bank Of India in Ushaharan (Dist. South Dinajpur), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004346. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004346.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Ushaharan in Ushaharan (Dist. South Dinajpur), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Ushaharan, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ushaharan (Dist. South Dinajpur) to handle online money transfers and get their cheques cleared smoothly.