IFSC Code of Bank Of India, Usewa, Usewa Dist Gaya, Bihar — BKID0004490

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Usewa branch in Usewa (Dist. Gaya), Usewa Dist Gaya, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Usewa (Dist. Gaya) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004490. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Usewa, Usewa (Dist. Gaya)

The table below shows the main details of the IFSC Code BKID0004490 for the Bank Of India branch in Usewa (Dist. Gaya), which falls under the Usewa Dist Gaya district in Bihar.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Usewa (Dist. Gaya) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004490 for the Usewa branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Usewa, Usewa (Dist. Gaya), Bihar, is provided with a unique IFSC like BKID0004490 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Usewa (Dist. Gaya).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Usewa (Dist. Gaya) and Usewa Dist Gaya.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Usewa do not get mixed with another location.

Format of the IFSC Code BKID0004490

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Usewa in Usewa (Dist. Gaya).

For example, the IFSC Code BKID0004490 of Bank Of India for the Usewa branch includes these elements, identifying the bank and the branch location in Usewa (Dist. Gaya) and Bihar accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004490 of Bank Of India for its Usewa branch located in Usewa (Dist. Gaya), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Usewa (Dist. Gaya) and Usewa Dist Gaya, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Usewa or Usewa (Dist. Gaya) to get the exact IFSC Code BKID0004490.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Usewa (Dist. Gaya), you'll get the correct details.

How to Use IFSC Code BKID0004490 for Online Transfers?

Once you have the IFSC Code BKID0004490 for the Usewa branch of Bank Of India in Usewa (Dist. Gaya), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004490. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004490.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Usewa in Usewa (Dist. Gaya), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Usewa, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Usewa (Dist. Gaya) manage online transfers as well as cheque clearances with ease.