IFSC Code of Bank Of India, Urjagram, Urjagram Mh, Maharashtra — BKID0009636

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Urjagram branch in Urjagram ( Mh), Urjagram Mh, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Urjagram ( Mh) or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BKID0009636. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Urjagram, Urjagram ( Mh)

Here are the main details that are associated with the IFSC Code BKID0009636 of Bank Of India for its branch located in Urjagram ( Mh), within the district of Urjagram Mh in the state of Maharashtra.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Urjagram ( Mh) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0009636 for the Urjagram branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Urjagram, Urjagram ( Mh), Maharashtra, is provided a unique IFSC like BKID0009636 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Bank Of India branch in Urjagram ( Mh).
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Urjagram ( Mh) and Urjagram Mh.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Urjagram do not get misguided to another person.

Format of the IFSC Code BKID0009636

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Urjagram in Urjagram ( Mh).

For example, the IFSC Code BKID0009636 of Bank Of India for the Urjagram branch has these elements, identifying the bank and the branch location in Urjagram ( Mh) and Maharashtra correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0009636 of Bank Of India for its Urjagram branch located in Urjagram ( Mh), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Urjagram ( Mh) and Urjagram Mh, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Urjagram or Urjagram ( Mh) to get the exact IFSC Code BKID0009636.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Urjagram ( Mh), you'll get the correct details.

How to Use IFSC Code BKID0009636 for Online Transfers?

Once you have the IFSC Code BKID0009636 for the Urjagram branch of Bank Of India in Urjagram ( Mh), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0009636. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0009636.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Urjagram in Urjagram ( Mh), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Urjagram, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Urjagram ( Mh) to handle online money transfers and get their cheques cleared smoothly.