There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Umbarde branch in Umbarde (Tal Vaibhavwadi, Dist Sindhudurg), Umbarde Tal Vaibhavwadi Dist Sindhudurg, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of India situated in Umbarde (Tal Vaibhavwadi, Dist Sindhudurg) or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code BKID0001452. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Umbarde, Umbarde (Tal Vaibhavwadi, Dist Sindhudurg)
Here are the main details that are associated with the IFSC Code BKID0001452 of Bank Of India for its branch located in Umbarde (Tal Vaibhavwadi, Dist Sindhudurg), within the district of Umbarde Tal Vaibhavwadi Dist Sindhudurg in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0001452 |
| Branch | Umbarde |
| City | Umbarde (Tal Vaibhavwadi, Dist Sindhudurg) |
| District | Umbarde Tal Vaibhavwadi Dist Sindhudurg |
| State | Maharashtra |
| Address | At Post Umbardetaluka Vaibhavwadi Dist Sindhudurg |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Umbarde (Tal Vaibhavwadi, Dist Sindhudurg) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0001452 for the Umbarde branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0001452 is given to every bank branch, including Bank Of India located in Umbarde, Umbarde (Tal Vaibhavwadi, Dist Sindhudurg), Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Umbarde (Tal Vaibhavwadi, Dist Sindhudurg).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Umbarde (Tal Vaibhavwadi, Dist Sindhudurg) and Umbarde Tal Vaibhavwadi Dist Sindhudurg.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Umbarde doesn't end up at another location.
Format of the IFSC Code BKID0001452
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Umbarde in Umbarde (Tal Vaibhavwadi, Dist Sindhudurg).
For example, the IFSC Code BKID0001452 of Bank Of India for the Umbarde branch includes these elements, identifying the bank and the branch location in Umbarde (Tal Vaibhavwadi, Dist Sindhudurg) and Maharashtra accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0001452 of Bank Of India for its Umbarde branch located in Umbarde (Tal Vaibhavwadi, Dist Sindhudurg), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Umbarde (Tal Vaibhavwadi, Dist Sindhudurg) and Umbarde Tal Vaibhavwadi Dist Sindhudurg, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Umbarde or Umbarde (Tal Vaibhavwadi, Dist Sindhudurg) to get the exact IFSC Code BKID0001452.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Umbarde (Tal Vaibhavwadi, Dist Sindhudurg), you'll get the correct details.
How to Use IFSC Code BKID0001452 for Online Transfers?
Once you have the IFSC Code BKID0001452 for the Umbarde branch of Bank Of India in Umbarde (Tal Vaibhavwadi, Dist Sindhudurg), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0001452. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0001452.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Umbarde in Umbarde (Tal Vaibhavwadi, Dist Sindhudurg), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Umbarde, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Umbarde (Tal Vaibhavwadi, Dist Sindhudurg) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0001452.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Post Umbardetaluka Vaibhavwadi Dist Sindhudurg located in Umbarde (Tal Vaibhavwadi, Dist Sindhudurg), Umbarde Tal Vaibhavwadi Dist Sindhudurg, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.