IFSC Code of Bank Of India, Ukumadkam, Ukumadkam Dist West Singhbhum, Jharkhand — BKID0004579

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Ukumadkam branch in Ukumadkam (Dist. West Singhbhum), Ukumadkam Dist West Singhbhum, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Ukumadkam (Dist. West Singhbhum) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004579. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Ukumadkam, Ukumadkam (Dist. West Singhbhum)

Here are the key points that are associated with the IFSC Code BKID0004579 of Bank Of India for its branch located in Ukumadkam (Dist. West Singhbhum), within the district of Ukumadkam Dist West Singhbhum in the state of Jharkhand.

These details help users in online banking and for businesses and individuals who use Bank Of India in Ukumadkam (Dist. West Singhbhum) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004579 for the Ukumadkam branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Ukumadkam, Ukumadkam (Dist. West Singhbhum), Jharkhand, is provided with a unique IFSC like BKID0004579 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Ukumadkam (Dist. West Singhbhum).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Ukumadkam (Dist. West Singhbhum) and Ukumadkam Dist West Singhbhum.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Ukumadkam do not get mixed with another location.

Format of the IFSC Code BKID0004579

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ukumadkam in Ukumadkam (Dist. West Singhbhum).

For example, the IFSC Code BKID0004579 of Bank Of India for the Ukumadkam branch includes these elements, identifying the bank and the branch location in Ukumadkam (Dist. West Singhbhum) and Jharkhand accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0004579 of Bank Of India for its Ukumadkam branch located in Ukumadkam (Dist. West Singhbhum), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Ukumadkam (Dist. West Singhbhum) and Ukumadkam Dist West Singhbhum, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Ukumadkam or Ukumadkam (Dist. West Singhbhum) to find the exact IFSC Code BKID0004579.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Ukumadkam (Dist. West Singhbhum) will provide accurate information.

How to Use IFSC Code BKID0004579 for Online Transfers?

Once you have the IFSC Code BKID0004579 for the Ukumadkam branch of Bank Of India in Ukumadkam (Dist. West Singhbhum), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004579. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004579.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Ukumadkam in Ukumadkam (Dist. West Singhbhum) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Ukumadkam, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ukumadkam (Dist. West Singhbhum) to handle online money transfers and get their cheques cleared smoothly.