The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Nonoipara T.E branch in Udalguri, No. 1 Garuajhar, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Udalguri or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BKID0005177. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Nonoipara T.E, Udalguri

The table below shows the main details of the IFSC Code BKID0005177 for the Bank Of India branch in Udalguri, which falls under the No. 1 Garuajhar district in Assam.

Particulars Details
Bank Bank Of India
IFSC Code BKID0005177
Branch Nonoipara T.E
City Udalguri
District No. 1 Garuajhar
State Assam
Address Bank Of India,Nonoipara T E Branch, Nonoipara Road, No 1 Garuajhar, Po Garuajhar, District Udalguri Assam 784523

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Udalguri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0005177 for the Nonoipara T.E branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0005177 is given to every bank branch, including Bank Of India located in Nonoipara T.E, Udalguri, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Udalguri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Udalguri and No. 1 Garuajhar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Nonoipara T.E doesn't end up at another location.

Format of the IFSC Code BKID0005177

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nonoipara T.E in Udalguri.

For example, the IFSC Code BKID0005177 of Bank Of India for the Nonoipara T.E branch includes these elements, identifying the bank and the branch location in Udalguri and Assam accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0005177 of Bank Of India for its Nonoipara T.E branch located in Udalguri, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Udalguri and No. 1 Garuajhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Nonoipara T.E or Udalguri to find the exact IFSC Code BKID0005177.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Udalguri will provide accurate information.

How to Use IFSC Code BKID0005177 for Online Transfers?

Once you have the IFSC Code BKID0005177 for the Nonoipara T.E branch of Bank Of India in Udalguri, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0005177. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0005177.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Nonoipara T.E in Udalguri may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Nonoipara T.E, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Udalguri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Nonoipara T.E, Udalguri?

The IFSC Code is BKID0005177.

Is the IFSC Code BKID0005177 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Nonoipara T.E?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Nonoipara T.E branch?

The address of the branch is Bank Of India,Nonoipara T E Branch, Nonoipara Road, No 1 Garuajhar, Po Garuajhar, District Udalguri Assam 784523 located in Udalguri, No. 1 Garuajhar, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.