There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Uchakkada branch in Uchakkada (Dist. Thiruvananthapuram), Uchakkada Dist Thiruvananthapuram, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of India situated in Uchakkada (Dist. Thiruvananthapuram) or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code BKID0008528. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Uchakkada, Uchakkada (Dist. Thiruvananthapuram)
Below in the table are the key details related to IFSC Code BKID0008528 of Bank Of India for its branch located in Uchakkada (Dist. Thiruvananthapuram), within the district of Uchakkada Dist Thiruvananthapuram in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0008528 |
| Branch | Uchakkada |
| City | Uchakkada (Dist. Thiruvananthapuram) |
| District | Uchakkada Dist Thiruvananthapuram |
| State | Kerala |
| Address | Uchakkadavia Neyyattinkara Dist Thiruvananthapuram |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Uchakkada (Dist. Thiruvananthapuram) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0008528 for the Uchakkada branch of Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0008528 is given to every bank branch, including Bank Of India located in Uchakkada, Uchakkada (Dist. Thiruvananthapuram), Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Uchakkada (Dist. Thiruvananthapuram).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Uchakkada (Dist. Thiruvananthapuram) and Uchakkada Dist Thiruvananthapuram.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Uchakkada doesn't end up at another location.
Format of the IFSC Code BKID0008528
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uchakkada in Uchakkada (Dist. Thiruvananthapuram).
For example, the IFSC Code BKID0008528 of Bank Of India for the Uchakkada branch includes these elements, identifying the bank and the branch location in Uchakkada (Dist. Thiruvananthapuram) and Kerala accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0008528 of Bank Of India for its Uchakkada branch located in Uchakkada (Dist. Thiruvananthapuram), the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Uchakkada (Dist. Thiruvananthapuram) and Uchakkada Dist Thiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and find the branch locator section. Search for Uchakkada or Uchakkada (Dist. Thiruvananthapuram) to get the exact IFSC Code BKID0008528.
Mobile Banking App
If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Uchakkada (Dist. Thiruvananthapuram) that will provide accurate information.
How to Use IFSC Code BKID0008528 for Online Transfers?
If you have the IFSC Code BKID0008528 for the Uchakkada branch of Bank Of India in Uchakkada (Dist. Thiruvananthapuram), you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0008528. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0008528.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Uchakkada in Uchakkada (Dist. Thiruvananthapuram), it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Uchakkada, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Uchakkada (Dist. Thiruvananthapuram) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0008528.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Uchakkadavia Neyyattinkara Dist Thiruvananthapuram located in Uchakkada (Dist. Thiruvananthapuram), Uchakkada Dist Thiruvananthapuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.