There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Tupkadih branch in Tupkadih (Bokaro Jd), Tupkadih Bokaro Jd, Jharkhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of India situated in Tupkadih (Bokaro Jd) or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code BKID0004794. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Tupkadih, Tupkadih (Bokaro Jd)
The table below shows the main details of the IFSC Code BKID0004794 for the Bank Of India branch in Tupkadih (Bokaro Jd), which falls under the Tupkadih Bokaro Jd district in Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004794 |
| Branch | Tupkadih |
| City | Tupkadih (Bokaro Jd) |
| District | Tupkadih Bokaro Jd |
| State | Jharkhand |
| Address | At Post Tupkadihdistrict Bokaro |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Tupkadih (Bokaro Jd) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004794 for the Tupkadih branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Tupkadih, Tupkadih (Bokaro Jd), Jharkhand, are given a unique IFSC like BKID0004794 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tupkadih (Bokaro Jd).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Tupkadih (Bokaro Jd) and Tupkadih Bokaro Jd.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of India in Tupkadih goes to the correct branch. This is important because Bank Of India has thousands of branches in Jharkhand and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BKID0004794
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tupkadih in Tupkadih (Bokaro Jd).
For example, the IFSC Code BKID0004794 of Bank Of India for the Tupkadih branch has these elements, identifying the bank and the branch location in Tupkadih (Bokaro Jd) and Jharkhand correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004794 of Bank Of India for its Tupkadih branch located in Tupkadih (Bokaro Jd), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Tupkadih (Bokaro Jd) and Tupkadih Bokaro Jd, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Tupkadih or Tupkadih (Bokaro Jd) to get the exact IFSC Code BKID0004794.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Tupkadih (Bokaro Jd), you'll get the correct details.
How to Use IFSC Code BKID0004794 for Online Transfers?
Once you have the IFSC Code BKID0004794 for the Tupkadih branch of Bank Of India in Tupkadih (Bokaro Jd), you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0004794. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004794.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Tupkadih in Tupkadih (Bokaro Jd), it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Tupkadih, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Tupkadih (Bokaro Jd) manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Tupkadih Tupkadih (Bokaro Jd) branch is BKID0004794.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At Post Tupkadihdistrict Bokaro.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.