Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Tungidighi branch in Tungidighi (Dist North Dinajpur), Tungidighi Dist North Dinajpur, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Tungidighi (Dist North Dinajpur) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004341. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Tungidighi, Tungidighi (Dist North Dinajpur)
The table below shows the main details of the IFSC Code BKID0004341 for the Bank Of India branch in Tungidighi (Dist North Dinajpur), which falls under the Tungidighi Dist North Dinajpur district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004341 |
| Branch | Tungidighi |
| City | Tungidighi (Dist North Dinajpur) |
| District | Tungidighi Dist North Dinajpur |
| State | West Bengal |
| Address | Village P O Tungidighidistrict North Dinajpur |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Tungidighi (Dist North Dinajpur) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004341 for the Tungidighi branch of Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Tungidighi, Tungidighi (Dist North Dinajpur), West Bengal, is provided a unique IFSC like BKID0004341 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Tungidighi (Dist North Dinajpur).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Tungidighi (Dist North Dinajpur) and Tungidighi Dist North Dinajpur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Tungidighi do not get misguided to another person.
Format of the IFSC Code BKID0004341
The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tungidighi in Tungidighi (Dist North Dinajpur).
For example, the IFSC Code BKID0004341 of Bank Of India for the Tungidighi branch includes these elements, identifying the bank and the branch location in Tungidighi (Dist North Dinajpur) and West Bengal correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004341 of Bank Of India for its Tungidighi branch located in Tungidighi (Dist North Dinajpur), the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Tungidighi (Dist North Dinajpur) and Tungidighi Dist North Dinajpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and find the branch locator section. Search for Tungidighi or Tungidighi (Dist North Dinajpur) to get the exact IFSC Code BKID0004341.
Mobile Banking App
If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Tungidighi (Dist North Dinajpur) that will provide accurate information.
How to Use IFSC Code BKID0004341 for Online Transfers?
Once you have the IFSC Code BKID0004341 for the Tungidighi branch of Bank Of India in Tungidighi (Dist North Dinajpur), you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0004341. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004341.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Tungidighi in Tungidighi (Dist North Dinajpur), it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Tungidighi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Tungidighi (Dist North Dinajpur) manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004341.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Village P O Tungidighidistrict North Dinajpur located in Tungidighi (Dist North Dinajpur), Tungidighi Dist North Dinajpur, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.