IFSC Code of Bank Of India, Trivandrum, Trivandrum, Kerala- BKID0008530

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Trivandrum branch in Trivandrum, Trivandrum, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Trivandrum or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BKID0008530. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Trivandrum, Trivandrum

Here are some of the key details that come with the IFSC Code BKID0008530 of Bank Of India for its branch located in Trivandrum, within the district of Trivandrum in the state of Kerala.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Trivandrum for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008530 for the Trivandrum branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Trivandrum, Trivandrum, Kerala, are allotted a unique IFSC like BKID0008530 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Trivandrum.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Trivandrum and Trivandrum.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Trivandrum reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code BKID0008530

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Trivandrum in Trivandrum.

For example, the IFSC Code BKID0008530 of Bank Of India for the Trivandrum branch includes these elements, identifying the bank and the branch location in Trivandrum and Kerala accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0008530 of Bank Of India for its Trivandrum branch located in Trivandrum, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Trivandrum and Trivandrum, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Trivandrum or Trivandrum to get the exact IFSC Code BKID0008530.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Trivandrum, you'll get the correct details.

How to Use IFSC Code BKID0008530 for Online Transfers?

Once you have the IFSC Code BKID0008530 for the Trivandrum branch of Bank Of India in Trivandrum, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0008530. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008530.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Trivandrum in Trivandrum, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Trivandrum, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Trivandrum manage their online transfers and cheque clearances easily.