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IFSC Code of Bank Of India, Tiruchirapalli Cantonment, Tiruchirapally, Tamil Nadu — BKID0008313

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Tiruchirapalli Cantonment branch in Tiruchirapally, Tiruchirapally, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Tiruchirapally or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BKID0008313. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Tiruchirapalli Cantonment, Tiruchirapally

Here are some of the key details that come with the IFSC Code BKID0008313 of Bank Of India for its branch located in Tiruchirapally, within the district of Tiruchirapally in the state of Tamil Nadu.

Particulars Details
Bank Bank Of India
IFSC Code BKID0008313
Branch Tiruchirapalli Cantonment
City Tiruchirapally
District Tiruchirapally
State Tamil Nadu
Address Pbno48 46 47A Promenade Roadtiruchirapalli Cantonment

These details help users in online banking and for businesses and individuals who use Bank Of India in Tiruchirapally for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008313 for the Tiruchirapalli Cantonment branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Tiruchirapalli Cantonment, Tiruchirapally, Tamil Nadu, is provided a unique IFSC like BKID0008313 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Tiruchirapally.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tiruchirapally and Tiruchirapally.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Tiruchirapalli Cantonment do not get misguided to another person.

Format of the IFSC Code BKID0008313

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tiruchirapalli Cantonment in Tiruchirapally.

For example, the IFSC Code BKID0008313 of Bank Of India for the Tiruchirapalli Cantonment branch includes these elements, identifying the bank and the branch location in Tiruchirapally and Tamil Nadu correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0008313 of Bank Of India for its Tiruchirapalli Cantonment branch located in Tiruchirapally, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Tiruchirapally and Tiruchirapally, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Tiruchirapalli Cantonment or Tiruchirapally to get the exact IFSC Code BKID0008313.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Tiruchirapally that will provide accurate information.

How to Use IFSC Code BKID0008313 for Online Transfers?

Once you have the IFSC Code BKID0008313 for the Tiruchirapalli Cantonment branch of Bank Of India in Tiruchirapally, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0008313. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008313.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Tiruchirapalli Cantonment in Tiruchirapally, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Tiruchirapalli Cantonment, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tiruchirapally to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Tiruchirapalli Cantonment, Tiruchirapally?

The IFSC Code is BKID0008313.

Is the IFSC Code BKID0008313 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Tiruchirapalli Cantonment?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tiruchirapalli Cantonment branch?

The address of the branch is Pbno48 46 47A Promenade Roadtiruchirapalli Cantonment located in Tiruchirapally, Tiruchirapally, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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