The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Tardah Bazar branch in Tardah Bazar (Dist. South 24 Parganas), Tardah Bazar Dist South Twenty Four Parganas, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Tardah Bazar (Dist. South 24 Parganas) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004344. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Tardah Bazar, Tardah Bazar (Dist. South 24 Parganas)

Here are the main details that are associated with the IFSC Code BKID0004344 of Bank Of India for its branch located in Tardah Bazar (Dist. South 24 Parganas), within the district of Tardah Bazar Dist South Twenty Four Parganas in the state of West Bengal.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004344
Branch Tardah Bazar
City Tardah Bazar (Dist. South 24 Parganas)
District Tardah Bazar Dist South Twenty Four Parganas
State West Bengal
Address Vill Po Tardahdistsouth Twenty Four Parganas

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Tardah Bazar (Dist. South 24 Parganas) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004344 for the Tardah Bazar branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Tardah Bazar, Tardah Bazar (Dist. South 24 Parganas), West Bengal, are allotted a unique IFSC like BKID0004344 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tardah Bazar (Dist. South 24 Parganas).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Tardah Bazar (Dist. South 24 Parganas) and Tardah Bazar Dist South Twenty Four Parganas.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Tardah Bazar reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code BKID0004344

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tardah Bazar in Tardah Bazar (Dist. South 24 Parganas).

For example, the IFSC Code BKID0004344 of Bank Of India for the Tardah Bazar branch has these elements, identifying the bank and the branch location in Tardah Bazar (Dist. South 24 Parganas) and West Bengal correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004344 of Bank Of India for its Tardah Bazar branch located in Tardah Bazar (Dist. South 24 Parganas), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Tardah Bazar (Dist. South 24 Parganas) and Tardah Bazar Dist South Twenty Four Parganas, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Tardah Bazar or Tardah Bazar (Dist. South 24 Parganas) to get the exact IFSC Code BKID0004344.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Tardah Bazar (Dist. South 24 Parganas), you'll get the correct details.

How to Use IFSC Code BKID0004344 for Online Transfers?

Once you have the IFSC Code BKID0004344 for the Tardah Bazar branch of Bank Of India in Tardah Bazar (Dist. South 24 Parganas), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004344. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004344.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Tardah Bazar in Tardah Bazar (Dist. South 24 Parganas), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Tardah Bazar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tardah Bazar (Dist. South 24 Parganas) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Tardah Bazar Tardah Bazar (Dist. South 24 Parganas)?

The IFSC Code of the Tardah Bazar Tardah Bazar (Dist. South 24 Parganas) branch is BKID0004344.

Is IFSC Code BKID0004344 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Tardah Bazar branch?

The branch is located at Vill Po Tardahdistsouth Twenty Four Parganas.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.