There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Tarakeswar branch in Tarakeswar (District Hooghly), Tarakeswar District Hooghly, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of India situated in Tarakeswar (District Hooghly) or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code BKID0004253. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Tarakeswar, Tarakeswar (District Hooghly)
The table below shows the main details of the IFSC Code BKID0004253 for the Bank Of India branch in Tarakeswar (District Hooghly), which falls under the Tarakeswar District Hooghly district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004253 |
| Branch | Tarakeswar |
| City | Tarakeswar (District Hooghly) |
| District | Tarakeswar District Hooghly |
| State | West Bengal |
| Address | Chaulpatty At Po Tarakeswardistrict Hooghly |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Tarakeswar (District Hooghly) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004253 for the Tarakeswar branch of Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Tarakeswar, Tarakeswar (District Hooghly), West Bengal, is provided a unique IFSC like BKID0004253 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Tarakeswar (District Hooghly).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Tarakeswar (District Hooghly) and Tarakeswar District Hooghly.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Tarakeswar do not get misguided to another person.
Format of the IFSC Code BKID0004253
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tarakeswar in Tarakeswar (District Hooghly).
For example, the IFSC Code BKID0004253 of Bank Of India for the Tarakeswar branch includes these elements, identifying the bank and the branch location in Tarakeswar (District Hooghly) and West Bengal accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004253 of Bank Of India for its Tarakeswar branch located in Tarakeswar (District Hooghly), the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Tarakeswar (District Hooghly) and Tarakeswar District Hooghly, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and find the branch locator section. Search for Tarakeswar or Tarakeswar (District Hooghly) to get the exact IFSC Code BKID0004253.
Mobile Banking App
If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Tarakeswar (District Hooghly) that will provide accurate information.
How to Use IFSC Code BKID0004253 for Online Transfers?
Once you have the IFSC Code BKID0004253 for the Tarakeswar branch of Bank Of India in Tarakeswar (District Hooghly), you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0004253. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004253.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Tarakeswar in Tarakeswar (District Hooghly) may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Tarakeswar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Tarakeswar (District Hooghly) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004253.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Chaulpatty At Po Tarakeswardistrict Hooghly located in Tarakeswar (District Hooghly), Tarakeswar District Hooghly, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.