Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Taljhari branch in Taljhari (Dist. Sahibganj), Taljhari Dist Sahibganj, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Taljhari (Dist. Sahibganj) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004462. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Taljhari, Taljhari (Dist. Sahibganj)

Below in the table are the key details related to IFSC Code BKID0004462 of Bank Of India for its branch located in Taljhari (Dist. Sahibganj), within the district of Taljhari Dist Sahibganj in the state of Jharkhand.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004462
Branch Taljhari
City Taljhari (Dist. Sahibganj)
District Taljhari Dist Sahibganj
State Jharkhand
Address At Post Taljharidistrict Sahibganj

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Taljhari (Dist. Sahibganj) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004462 for the Taljhari branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Taljhari, Taljhari (Dist. Sahibganj), Jharkhand, is provided a unique IFSC like BKID0004462 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Taljhari (Dist. Sahibganj).
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Taljhari (Dist. Sahibganj) and Taljhari Dist Sahibganj.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Taljhari do not get misguided to another person.

Format of the IFSC Code BKID0004462

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Taljhari in Taljhari (Dist. Sahibganj).

For example, the IFSC Code BKID0004462 of Bank Of India for the Taljhari branch includes these elements, identifying the bank and the branch location in Taljhari (Dist. Sahibganj) and Jharkhand accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004462 of Bank Of India for its Taljhari branch located in Taljhari (Dist. Sahibganj), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Taljhari (Dist. Sahibganj) and Taljhari Dist Sahibganj, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Taljhari or Taljhari (Dist. Sahibganj) to get the exact IFSC Code BKID0004462.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Taljhari (Dist. Sahibganj), you'll get the correct details.

How to Use IFSC Code BKID0004462 for Online Transfers?

Once you have the IFSC Code BKID0004462 for the Taljhari branch of Bank Of India in Taljhari (Dist. Sahibganj), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004462. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004462.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Taljhari in Taljhari (Dist. Sahibganj), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Taljhari, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Taljhari (Dist. Sahibganj) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Taljhari Taljhari (Dist. Sahibganj)?

The IFSC Code of the Taljhari Taljhari (Dist. Sahibganj) branch is BKID0004462.

Is IFSC Code BKID0004462 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Taljhari branch?

The branch is located at At Post Taljharidistrict Sahibganj.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.