IFSC Code of Bank Of India, Suriya, Suriya Dist Giridih, Jharkhand — BKID0004805

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Suriya branch in Suriya (Dist. Giridih), Suriya Dist Giridih, Jharkhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Suriya (Dist. Giridih) or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code BKID0004805. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Suriya, Suriya (Dist. Giridih)

The table below shows the main details of the IFSC Code BKID0004805 for the Bank Of India branch in Suriya (Dist. Giridih), which falls under the Suriya Dist Giridih district in Jharkhand.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Suriya (Dist. Giridih) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004805 for the Suriya branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Suriya, Suriya (Dist. Giridih), Jharkhand, is provided with a unique IFSC like BKID0004805 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Suriya (Dist. Giridih).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Suriya (Dist. Giridih) and Suriya Dist Giridih.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Suriya do not get mixed with another location.

Format of the IFSC Code BKID0004805

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Suriya in Suriya (Dist. Giridih).

For example, the IFSC Code BKID0004805 of Bank Of India for the Suriya branch includes these elements, identifying the bank and the branch location in Suriya (Dist. Giridih) and Jharkhand accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004805 of Bank Of India for its Suriya branch located in Suriya (Dist. Giridih), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Suriya (Dist. Giridih) and Suriya Dist Giridih, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Suriya or Suriya (Dist. Giridih) to get the exact IFSC Code BKID0004805.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Suriya (Dist. Giridih) that will provide accurate information.

How to Use IFSC Code BKID0004805 for Online Transfers?

Once you have the IFSC Code BKID0004805 for the Suriya branch of Bank Of India in Suriya (Dist. Giridih), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004805. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004805.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Suriya in Suriya (Dist. Giridih), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Suriya, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Suriya (Dist. Giridih) manage their online transfers and cheque clearances easily.