For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Supauli branch in Supauli (Bh), Supauli Bh, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Supauli (Bh) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004454. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Supauli, Supauli (Bh)

Here are some of the key details that come with the IFSC Code BKID0004454 of Bank Of India for its branch located in Supauli (Bh), within the district of Supauli Bh in the state of Bihar.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004454
Branch Supauli
City Supauli (Bh)
District Supauli Bh
State Bihar
Address At Supaulipost Itwa Dist Siwan

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Supauli (Bh) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004454 for the Supauli branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Supauli, Supauli (Bh), Bihar, are allotted a unique IFSC like BKID0004454 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Supauli (Bh).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Supauli (Bh) and Supauli Bh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Supauli reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code BKID0004454

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Supauli in Supauli (Bh).

For example, the IFSC Code BKID0004454 of Bank Of India for the Supauli branch includes these elements, identifying the bank and the branch location in Supauli (Bh) and Bihar accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0004454 of Bank Of India for its Supauli branch located in Supauli (Bh), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Supauli (Bh) and Supauli Bh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Supauli or Supauli (Bh) to get the exact IFSC Code BKID0004454.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Supauli (Bh), then it will provide you proper information.

How to Use IFSC Code BKID0004454 for Online Transfers?

Once you have the IFSC Code BKID0004454 for the Supauli branch of Bank Of India in Supauli (Bh), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004454. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004454.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Supauli in Supauli (Bh), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Supauli, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Supauli (Bh) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Supauli, Supauli (Bh)?

The IFSC Code is BKID0004454.

Is the IFSC Code BKID0004454 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Supauli?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Supauli branch?

The address of the branch is At Supaulipost Itwa Dist Siwan located in Supauli (Bh), Supauli Bh, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.