Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Sundipukur branch in Sundipukur (North 24 Parganas), Sundipukur North Twenty Four Parganas, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Sundipukur (North 24 Parganas) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004339. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Sundipukur, Sundipukur (North 24 Parganas)
Below in the table are the key details related to IFSC Code BKID0004339 of Bank Of India for its branch located in Sundipukur (North 24 Parganas), within the district of Sundipukur North Twenty Four Parganas in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004339 |
| Branch | Sundipukur |
| City | Sundipukur (North 24 Parganas) |
| District | Sundipukur North Twenty Four Parganas |
| State | West Bengal |
| Address | Village Sundipukurpo Sohai Kumarpur Dist North Twenty Four Parganas |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Sundipukur (North 24 Parganas) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004339 for the Sundipukur branch of Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Sundipukur, Sundipukur (North 24 Parganas), West Bengal, are given a unique IFSC like BKID0004339 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sundipukur (North 24 Parganas).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Sundipukur (North 24 Parganas) and Sundipukur North Twenty Four Parganas.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of India in Sundipukur goes to the correct branch. This is important because Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BKID0004339
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sundipukur in Sundipukur (North 24 Parganas).
For example, the IFSC Code BKID0004339 of Bank Of India for the Sundipukur branch has these elements, identifying the bank and the branch location in Sundipukur (North 24 Parganas) and West Bengal correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004339 of Bank Of India for its Sundipukur branch located in Sundipukur (North 24 Parganas), the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Sundipukur (North 24 Parganas) and Sundipukur North Twenty Four Parganas, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and find the branch locator section. Search for Sundipukur or Sundipukur (North 24 Parganas) to get the exact IFSC Code BKID0004339.
Mobile Banking App
If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Sundipukur (North 24 Parganas) that will provide accurate information.
How to Use IFSC Code BKID0004339 for Online Transfers?
Once you have the IFSC Code BKID0004339 for the Sundipukur branch of Bank Of India in Sundipukur (North 24 Parganas), you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0004339. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004339.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Sundipukur in Sundipukur (North 24 Parganas), it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Sundipukur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sundipukur (North 24 Parganas) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004339.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Village Sundipukurpo Sohai Kumarpur Dist North Twenty Four Parganas located in Sundipukur (North 24 Parganas), Sundipukur North Twenty Four Parganas, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.