Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Duduka branch in Sundergarh, Duduka, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Sundergarh or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BKID0005149. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Duduka, Sundergarh

Here are some of the key details that come with the IFSC Code BKID0005149 of Bank Of India for its branch located in Sundergarh, within the district of Duduka in the state of Odisha.

Particulars Details
Bank Bank Of India
IFSC Code BKID0005149
Branch Duduka
City Sundergarh
District Duduka
State Odisha
Address Plot No 122At Dudukapost Dudukadist Sundergarhodisha 770076

These details help users in online banking and for businesses and individuals who use Bank Of India in Sundergarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0005149 for the Duduka branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Duduka, Sundergarh, Odisha, is provided with a unique IFSC like BKID0005149 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Sundergarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sundergarh and Duduka.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Duduka do not get mixed with another location.

Format of the IFSC Code BKID0005149

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Duduka in Sundergarh.

For example, the IFSC Code BKID0005149 of Bank Of India for the Duduka branch has these elements, identifying the bank and the branch location in Sundergarh and Odisha correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0005149 of Bank Of India for its Duduka branch located in Sundergarh, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Sundergarh and Duduka, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Duduka or Sundergarh to get the exact IFSC Code BKID0005149.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Sundergarh, then it will provide you proper information.

How to Use IFSC Code BKID0005149 for Online Transfers?

Once you have the IFSC Code BKID0005149 for the Duduka branch of Bank Of India in Sundergarh, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0005149. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0005149.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Duduka in Sundergarh, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Duduka, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sundergarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Duduka, Sundergarh?

The IFSC Code is BKID0005149.

Is the IFSC Code BKID0005149 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Duduka?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Duduka branch?

The address of the branch is Plot No 122At Dudukapost Dudukadist Sundergarhodisha 770076 located in Sundergarh, Duduka, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.