There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Sukul Pakar branch in Sukul Pakar (Dist.East Champaran), Sukul Pakar Disteast Champaran, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Sukul Pakar (Dist.East Champaran) or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code BKID0004447. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Sukul Pakar, Sukul Pakar (Dist.East Champaran)

Below in the table are the key details related to IFSC Code BKID0004447 of Bank Of India for its branch located in Sukul Pakar (Dist.East Champaran), within the district of Sukul Pakar Disteast Champaran in the state of Bihar.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004447
Branch Sukul Pakar
City Sukul Pakar (Dist.East Champaran)
District Sukul Pakar Disteast Champaran
State Bihar
Address At P O Sukul Pakardistrict East Champaran

These details helps users in online banking and for businesses and individuals who use Bank Of India in Sukul Pakar (Dist.East Champaran) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004447 for the Sukul Pakar branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Sukul Pakar, Sukul Pakar (Dist.East Champaran), Bihar, are given a unique IFSC like BKID0004447 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sukul Pakar (Dist.East Champaran).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sukul Pakar (Dist.East Champaran) and Sukul Pakar Disteast Champaran.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Sukul Pakar goes to the correct branch. This is important because Bank Of India has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0004447

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sukul Pakar in Sukul Pakar (Dist.East Champaran).

For example, the IFSC Code BKID0004447 of Bank Of India for the Sukul Pakar branch has these elements, identifying the bank and the branch location in Sukul Pakar (Dist.East Champaran) and Bihar correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004447 of Bank Of India for its Sukul Pakar branch located in Sukul Pakar (Dist.East Champaran), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Sukul Pakar (Dist.East Champaran) and Sukul Pakar Disteast Champaran, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Sukul Pakar or Sukul Pakar (Dist.East Champaran) to get the exact IFSC Code BKID0004447.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Sukul Pakar (Dist.East Champaran), you'll get the correct details.

How to Use IFSC Code BKID0004447 for Online Transfers?

Once you have the IFSC Code BKID0004447 for the Sukul Pakar branch of Bank Of India in Sukul Pakar (Dist.East Champaran), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004447. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004447.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Sukul Pakar in Sukul Pakar (Dist.East Champaran), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Sukul Pakar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sukul Pakar (Dist.East Champaran) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Sukul Pakar, Sukul Pakar (Dist.East Champaran)?

The IFSC Code is BKID0004447.

Is the IFSC Code BKID0004447 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Sukul Pakar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sukul Pakar branch?

The address of the branch is At P O Sukul Pakardistrict East Champaran located in Sukul Pakar (Dist.East Champaran), Sukul Pakar Disteast Champaran, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.