IFSC Code of Bank Of India, Sujawalpur, Sujawalpur Dist Muzaffarpur, Bihar — BKID0004661

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Sujawalpur branch in Sujawalpur (Dist. Muzaffarpur), Sujawalpur Dist Muzaffarpur, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Sujawalpur (Dist. Muzaffarpur) or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code BKID0004661. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Sujawalpur, Sujawalpur (Dist. Muzaffarpur)

Below in the table are the key details related to IFSC Code BKID0004661 of Bank Of India for its branch located in Sujawalpur (Dist. Muzaffarpur), within the district of Sujawalpur Dist Muzaffarpur in the state of Bihar.

These details helps users in online banking and for businesses and individuals who use Bank Of India in Sujawalpur (Dist. Muzaffarpur) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004661 for the Sujawalpur branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Sujawalpur, Sujawalpur (Dist. Muzaffarpur), Bihar, is provided with a unique IFSC like BKID0004661 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Sujawalpur (Dist. Muzaffarpur).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Sujawalpur (Dist. Muzaffarpur) and Sujawalpur Dist Muzaffarpur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Sujawalpur do not get mixed with another location.

Format of the IFSC Code BKID0004661

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sujawalpur in Sujawalpur (Dist. Muzaffarpur).

For example, the IFSC Code BKID0004661 of Bank Of India for the Sujawalpur branch has these elements, identifying the bank and the branch location in Sujawalpur (Dist. Muzaffarpur) and Bihar correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004661 of Bank Of India for its Sujawalpur branch located in Sujawalpur (Dist. Muzaffarpur), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Sujawalpur (Dist. Muzaffarpur) and Sujawalpur Dist Muzaffarpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Sujawalpur or Sujawalpur (Dist. Muzaffarpur) to get the exact IFSC Code BKID0004661.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Sujawalpur (Dist. Muzaffarpur) that will provide accurate information.

How to Use IFSC Code BKID0004661 for Online Transfers?

Once you have the IFSC Code BKID0004661 for the Sujawalpur branch of Bank Of India in Sujawalpur (Dist. Muzaffarpur), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004661. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004661.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Sujawalpur in Sujawalpur (Dist. Muzaffarpur), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Sujawalpur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sujawalpur (Dist. Muzaffarpur) manage online transfers as well as cheque clearances with ease.