IFSC Code of Bank Of India, Dalgate, Srinagar, Jammu And Kashmir — BKID0007904

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Dalgate branch in Srinagar, Srinagar, Jammu And Kashmir, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Srinagar or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code BKID0007904. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Dalgate, Srinagar

Here are the main details that are associated with the IFSC Code BKID0007904 of Bank Of India for its branch located in Srinagar, within the district of Srinagar in the state of Jammu And Kashmir.

These details help users in online banking and for businesses and individuals who use Bank Of India in Srinagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007904 for the Dalgate branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Dalgate, Srinagar, Jammu And Kashmir, are given a unique IFSC like BKID0007904 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Srinagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Srinagar and Srinagar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Dalgate goes to the correct branch. This is important because Bank Of India has thousands of branches in Jammu And Kashmir and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0007904

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dalgate in Srinagar.

For example, the IFSC Code BKID0007904 of Bank Of India for the Dalgate branch includes these elements, identifying the bank and the branch location in Srinagar and Jammu And Kashmir correctly.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0007904 of Bank Of India for its Dalgate branch located in Srinagar, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Srinagar and Srinagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Dalgate or Srinagar to find the exact IFSC Code BKID0007904.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Srinagar will provide accurate information.

How to Use IFSC Code BKID0007904 for Online Transfers?

If you have the IFSC Code BKID0007904 for the Dalgate branch of Bank Of India in Srinagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007904. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0007904.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Dalgate in Srinagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Dalgate, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Srinagar manage online transfers as well as cheque clearances with ease.