There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Srikalahasthi branch in Srikalahasthi, Srikalahasthi, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Srikalahasthi or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0005719. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Srikalahasthi, Srikalahasthi

Below in the table are the key details related to IFSC Code BKID0005719 of Bank Of India for its branch located in Srikalahasthi, within the district of Srikalahasthi in the state of Andhra Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0005719
Branch Srikalahasthi
City Srikalahasthi
District Srikalahasthi
State Andhra Pradesh
Address 4 772 Car Street Near Srikalahasthi Templechittoor Dist Pin 517644

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Srikalahasthi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0005719 for the Srikalahasthi branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Srikalahasthi, Srikalahasthi, Andhra Pradesh, is provided with a unique IFSC like BKID0005719 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Srikalahasthi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Srikalahasthi and Srikalahasthi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Srikalahasthi do not get mixed with another location.

Format of the IFSC Code BKID0005719

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Srikalahasthi in Srikalahasthi.

For example, the IFSC Code BKID0005719 of Bank Of India for the Srikalahasthi branch includes these elements, identifying the bank and the branch location in Srikalahasthi and Andhra Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0005719 of Bank Of India for its Srikalahasthi branch located in Srikalahasthi, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Srikalahasthi and Srikalahasthi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Srikalahasthi or Srikalahasthi to get the exact IFSC Code BKID0005719.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Srikalahasthi, then it will provide you proper information.

How to Use IFSC Code BKID0005719 for Online Transfers?

Once you have the IFSC Code BKID0005719 for the Srikalahasthi branch of Bank Of India in Srikalahasthi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0005719. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0005719.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Srikalahasthi in Srikalahasthi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Srikalahasthi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Srikalahasthi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Srikalahasthi, Srikalahasthi?

The IFSC Code is BKID0005719.

Is the IFSC Code BKID0005719 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Srikalahasthi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Srikalahasthi branch?

The address of the branch is 4 772 Car Street Near Srikalahasthi Templechittoor Dist Pin 517644 located in Srikalahasthi, Srikalahasthi, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.