There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Suratgarh Road branch in Sri Ganganagar, Sri Ganganagar, Rajasthan, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of India situated in Sri Ganganagar or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code BKID0006685. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Suratgarh Road, Sri Ganganagar
Below in the table are the key details related to IFSC Code BKID0006685 of Bank Of India for its branch located in Sri Ganganagar, within the district of Sri Ganganagar in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0006685 |
| Branch | Suratgarh Road |
| City | Sri Ganganagar |
| District | Sri Ganganagar |
| State | Rajasthan |
| Address | 15 National Highway Suratgarh Roadsriganganagar |
These details help users in online banking and for businesses and individuals who use Bank Of India in Sri Ganganagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0006685 for the Suratgarh Road branch of Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Suratgarh Road, Sri Ganganagar, Rajasthan, are allotted a unique IFSC like BKID0006685 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sri Ganganagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sri Ganganagar and Sri Ganganagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of India in Suratgarh Road reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code BKID0006685
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Suratgarh Road in Sri Ganganagar.
For example, the IFSC Code BKID0006685 of Bank Of India for the Suratgarh Road branch has these elements, identifying the bank and the branch location in Sri Ganganagar and Rajasthan correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0006685 of Bank Of India for its Suratgarh Road branch located in Sri Ganganagar, the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Sri Ganganagar and Sri Ganganagar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Suratgarh Road or Sri Ganganagar to get the exact IFSC Code BKID0006685.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Sri Ganganagar, you'll get the correct details.
How to Use IFSC Code BKID0006685 for Online Transfers?
Once you have the IFSC Code BKID0006685 for the Suratgarh Road branch of Bank Of India in Sri Ganganagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0006685. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0006685.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Suratgarh Road in Sri Ganganagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Suratgarh Road, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sri Ganganagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0006685.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 15 National Highway Suratgarh Roadsriganganagar located in Sri Ganganagar, Sri Ganganagar, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.