Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Sono Dumri branch in Sono Dumri (Dist. Jamui), Sono Dumri Dist Jamui, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Sono Dumri (Dist. Jamui) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004642. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Sono Dumri, Sono Dumri (Dist. Jamui)

The table below shows the main details of the IFSC Code BKID0004642 for the Bank Of India branch in Sono Dumri (Dist. Jamui), which falls under the Sono Dumri Dist Jamui district in Bihar.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004642
Branch Sono Dumri
City Sono Dumri (Dist. Jamui)
District Sono Dumri Dist Jamui
State Bihar
Address Dumri At Dumri Via Sonopo Dumridist Jamui

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Sono Dumri (Dist. Jamui) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004642 for the Sono Dumri branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Sono Dumri, Sono Dumri (Dist. Jamui), Bihar, are allotted a unique IFSC like BKID0004642 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sono Dumri (Dist. Jamui).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sono Dumri (Dist. Jamui) and Sono Dumri Dist Jamui.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Sono Dumri reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code BKID0004642

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sono Dumri in Sono Dumri (Dist. Jamui).

For example, the IFSC Code BKID0004642 of Bank Of India for the Sono Dumri branch includes these elements, identifying the bank and the branch location in Sono Dumri (Dist. Jamui) and Bihar correctly.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0004642 of Bank Of India for its Sono Dumri branch located in Sono Dumri (Dist. Jamui), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Sono Dumri (Dist. Jamui) and Sono Dumri Dist Jamui, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Sono Dumri or Sono Dumri (Dist. Jamui) to find the exact IFSC Code BKID0004642.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Sono Dumri (Dist. Jamui) will provide accurate information.

How to Use IFSC Code BKID0004642 for Online Transfers?

Once you have the IFSC Code BKID0004642 for the Sono Dumri branch of Bank Of India in Sono Dumri (Dist. Jamui), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004642. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004642.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Sono Dumri in Sono Dumri (Dist. Jamui), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Sono Dumri, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sono Dumri (Dist. Jamui) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Sono Dumri, Sono Dumri (Dist. Jamui)?

The IFSC Code is BKID0004642.

Is the IFSC Code BKID0004642 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Sono Dumri?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sono Dumri branch?

The address of the branch is Dumri At Dumri Via Sonopo Dumridist Jamui located in Sono Dumri (Dist. Jamui), Sono Dumri Dist Jamui, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.