Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Kharkhoda branch in Sonepat, Sonepat, or Haryana, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Sonepat or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code BKID0006748. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Kharkhoda, Sonepat
The table below shows the main details of the IFSC Code BKID0006748 for the Bank Of India branch in Sonepat, which falls under the Sonepat district in Haryana.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0006748 |
| Branch | Kharkhoda |
| City | Sonepat |
| District | Sonepat |
| State | Haryana |
| Address | Ward No 7Main Delhi Road Kharkhoda Distt Sonepat Haryana |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Sonepat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0006748 for the Kharkhoda branch of Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kharkhoda, Sonepat, Haryana, are given a unique IFSC like BKID0006748 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sonepat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Sonepat and Sonepat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of India in Kharkhoda goes to the correct branch. This is important because Bank Of India has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BKID0006748
The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kharkhoda in Sonepat.
For example, the IFSC Code BKID0006748 of Bank Of India for the Kharkhoda branch includes these elements, identifying the bank and the branch location in Sonepat and Haryana correctly.
How to Find IFSC Code for Bank Of India?
If you are looking for the IFSC Code BKID0006748 of Bank Of India for its Kharkhoda branch located in Sonepat, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of India branches in Sonepat and Sonepat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of India and look for the branch locator section, then search for Kharkhoda or Sonepat to get the exact IFSC Code BKID0006748.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Sonepat, then it will provide you proper information.
How to Use IFSC Code BKID0006748 for Online Transfers?
If you have the IFSC Code BKID0006748 for the Kharkhoda branch of Bank Of India in Sonepat, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0006748. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0006748.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Kharkhoda in Sonepat, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Kharkhoda, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sonepat to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0006748.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ward No 7Main Delhi Road Kharkhoda Distt Sonepat Haryana located in Sonepat, Sonepat, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.