There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Kota Shiv Pratap Singh branch in Sonbhadra, Mirzapur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of India situated in Sonbhadra or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0AG2756. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Kota Shiv Pratap Singh, Sonbhadra
Here are the main details that are associated with the IFSC Code BKID0AG2756 of Bank Of India for its branch located in Sonbhadra, within the district of Mirzapur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0AG2756 |
| Branch | Kota Shiv Pratap Singh |
| City | Sonbhadra |
| District | Mirzapur |
| State | Uttar Pradesh |
| Address | Vill. Kota Shiapratap Singh, Blockhalliya Pokota Shiapratap Singh Tehlalganj , Pin231211 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Sonbhadra for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0AG2756 for the Kota Shiv Pratap Singh branch of Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kota Shiv Pratap Singh, Sonbhadra, Uttar Pradesh, are allotted a unique IFSC like BKID0AG2756 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sonbhadra.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sonbhadra and Mirzapur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of India in Kota Shiv Pratap Singh reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code BKID0AG2756
The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kota Shiv Pratap Singh in Sonbhadra.
For example, the IFSC Code BKID0AG2756 of Bank Of India for the Kota Shiv Pratap Singh branch includes these elements, identifying the bank and the branch location in Sonbhadra and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of India?
If you are looking for the IFSC Code BKID0AG2756 of Bank Of India for its Kota Shiv Pratap Singh branch located in Sonbhadra, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of India branches in Sonbhadra and Mirzapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of India and look for the branch locator section, then search for Kota Shiv Pratap Singh or Sonbhadra to get the exact IFSC Code BKID0AG2756.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Sonbhadra, then it will provide you proper information.
How to Use IFSC Code BKID0AG2756 for Online Transfers?
If you have the IFSC Code BKID0AG2756 for the Kota Shiv Pratap Singh branch of Bank Of India in Sonbhadra, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0AG2756. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0AG2756.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Kota Shiv Pratap Singh in Sonbhadra, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Kota Shiv Pratap Singh, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sonbhadra manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0AG2756.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill. Kota Shiapratap Singh, Blockhalliya Pokota Shiapratap Singh Tehlalganj , Pin231211 located in Sonbhadra, Mirzapur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.