The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Dubrapahadi branch in Sonbhadra, Mirzapur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Sonbhadra or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0AG2748. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Dubrapahadi, Sonbhadra

Below in the table are the key details related to IFSC Code BKID0AG2748 of Bank Of India for its branch located in Sonbhadra, within the district of Mirzapur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0AG2748
Branch Dubrapahadi
City Sonbhadra
District Mirzapur
State Uttar Pradesh
Address Vill. Dubrapahadi Blockmahuarikalan Podubrapahadi Tahsilmirzapur Sadar , Pin231307

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Sonbhadra for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0AG2748 for the Dubrapahadi branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Dubrapahadi, Sonbhadra, Uttar Pradesh, are allotted a unique IFSC like BKID0AG2748 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sonbhadra.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sonbhadra and Mirzapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Dubrapahadi reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BKID0AG2748

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dubrapahadi in Sonbhadra.

For example, the IFSC Code BKID0AG2748 of Bank Of India for the Dubrapahadi branch includes these elements, identifying the bank and the branch location in Sonbhadra and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0AG2748 of Bank Of India for its Dubrapahadi branch located in Sonbhadra, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Sonbhadra and Mirzapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Dubrapahadi or Sonbhadra to get the exact IFSC Code BKID0AG2748.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Sonbhadra that will provide accurate information.

How to Use IFSC Code BKID0AG2748 for Online Transfers?

Once you have the IFSC Code BKID0AG2748 for the Dubrapahadi branch of Bank Of India in Sonbhadra, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0AG2748. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0AG2748.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Dubrapahadi in Sonbhadra, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Dubrapahadi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sonbhadra to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Dubrapahadi, Sonbhadra?

The IFSC Code is BKID0AG2748.

Is the IFSC Code BKID0AG2748 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Dubrapahadi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dubrapahadi branch?

The address of the branch is Vill. Dubrapahadi Blockmahuarikalan Podubrapahadi Tahsilmirzapur Sadar , Pin231307 located in Sonbhadra, Mirzapur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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