There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Mahadev Atra branch in Sitapur, Sitapur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Sitapur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0AG2219. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Mahadev Atra, Sitapur

Here are some of the key details that come with the IFSC Code BKID0AG2219 of Bank Of India for its branch located in Sitapur, within the district of Sitapur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0AG2219
Branch Mahadev Atra
City Sitapur
District Sitapur
State Uttar Pradesh
Address Vill. Mahadev Atra. Block Hargaon Pomahadev Atra. Tahsillaharpur , Pin261135

These details help users in online banking and for businesses and individuals who use Bank Of India in Sitapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0AG2219 for the Mahadev Atra branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0AG2219 is given to every bank branch, including Bank Of India located in Mahadev Atra, Sitapur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Sitapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sitapur and Sitapur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Mahadev Atra doesn't end up at another location.

Format of the IFSC Code BKID0AG2219

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mahadev Atra in Sitapur.

For example, the IFSC Code BKID0AG2219 of Bank Of India for the Mahadev Atra branch includes these elements, identifying the bank and the branch location in Sitapur and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0AG2219 of Bank Of India for its Mahadev Atra branch located in Sitapur, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Sitapur and Sitapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Mahadev Atra or Sitapur to find the exact IFSC Code BKID0AG2219.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Sitapur will provide accurate information.

How to Use IFSC Code BKID0AG2219 for Online Transfers?

Once you have the IFSC Code BKID0AG2219 for the Mahadev Atra branch of Bank Of India in Sitapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0AG2219. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0AG2219.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Mahadev Atra in Sitapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Mahadev Atra, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sitapur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Mahadev Atra, Sitapur?

The IFSC Code is BKID0AG2219.

Is the IFSC Code BKID0AG2219 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Mahadev Atra?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mahadev Atra branch?

The address of the branch is Vill. Mahadev Atra. Block Hargaon Pomahadev Atra. Tahsillaharpur , Pin261135 located in Sitapur, Sitapur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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