The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Sisaura branch in Sisaura (Dist. Bhabhua), Sisaura Dist Bhabhua, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Sisaura (Dist. Bhabhua) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004611. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Sisaura, Sisaura (Dist. Bhabhua)

Below in the table are the key details related to IFSC Code BKID0004611 of Bank Of India for its branch located in Sisaura (Dist. Bhabhua), within the district of Sisaura Dist Bhabhua in the state of Bihar.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004611
Branch Sisaura
City Sisaura (Dist. Bhabhua)
District Sisaura Dist Bhabhua
State Bihar
Address Village Sisaurapotaraithavia Nawaondist Bhabhua

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Sisaura (Dist. Bhabhua) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004611 for the Sisaura branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004611 is given to every bank branch, including Bank Of India located in Sisaura, Sisaura (Dist. Bhabhua), Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Sisaura (Dist. Bhabhua).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sisaura (Dist. Bhabhua) and Sisaura Dist Bhabhua.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Sisaura doesn't end up at another location.

Format of the IFSC Code BKID0004611

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sisaura in Sisaura (Dist. Bhabhua).

For example, the IFSC Code BKID0004611 of Bank Of India for the Sisaura branch includes these elements, identifying the bank and the branch location in Sisaura (Dist. Bhabhua) and Bihar correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0004611 of Bank Of India for its Sisaura branch located in Sisaura (Dist. Bhabhua), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Sisaura (Dist. Bhabhua) and Sisaura Dist Bhabhua, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Sisaura or Sisaura (Dist. Bhabhua) to get the exact IFSC Code BKID0004611.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Sisaura (Dist. Bhabhua), then it will provide you proper information.

How to Use IFSC Code BKID0004611 for Online Transfers?

Once you have the IFSC Code BKID0004611 for the Sisaura branch of Bank Of India in Sisaura (Dist. Bhabhua), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004611. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004611.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Sisaura in Sisaura (Dist. Bhabhua), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Sisaura, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sisaura (Dist. Bhabhua) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Sisaura, Sisaura (Dist. Bhabhua)?

The IFSC Code is BKID0004611.

Is the IFSC Code BKID0004611 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Sisaura?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sisaura branch?

The address of the branch is Village Sisaurapotaraithavia Nawaondist Bhabhua located in Sisaura (Dist. Bhabhua), Sisaura Dist Bhabhua, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.