IFSC Code of Bank Of India, Bagdogra, Siliguri District Darjeeling, West Bengal — BKID0004117

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Bagdogra branch in Siliguri (District Darjeeling), Siliguri District Darjeeling, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Siliguri (District Darjeeling) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004117. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Bagdogra, Siliguri (District Darjeeling)

Here are some of the key details that come with the IFSC Code BKID0004117 of Bank Of India for its branch located in Siliguri (District Darjeeling), within the district of Siliguri District Darjeeling in the state of West Bengal.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Siliguri (District Darjeeling) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004117 for the Bagdogra branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Bagdogra, Siliguri (District Darjeeling), West Bengal, are allotted a unique IFSC like BKID0004117 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Siliguri (District Darjeeling).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Siliguri (District Darjeeling) and Siliguri District Darjeeling.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Bagdogra reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code BKID0004117

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bagdogra in Siliguri (District Darjeeling).

For example, the IFSC Code BKID0004117 of Bank Of India for the Bagdogra branch includes these elements, identifying the bank and the branch location in Siliguri (District Darjeeling) and West Bengal accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004117 of Bank Of India for its Bagdogra branch located in Siliguri (District Darjeeling), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Siliguri (District Darjeeling) and Siliguri District Darjeeling, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Bagdogra or Siliguri (District Darjeeling) to get the exact IFSC Code BKID0004117.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Siliguri (District Darjeeling), you'll get the correct details.

How to Use IFSC Code BKID0004117 for Online Transfers?

Once you have the IFSC Code BKID0004117 for the Bagdogra branch of Bank Of India in Siliguri (District Darjeeling), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004117. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004117.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Bagdogra in Siliguri (District Darjeeling) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bagdogra, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Siliguri (District Darjeeling) to handle online money transfers and get their cheques cleared smoothly.