There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Nasirganj Mahadeva branch in Shravasti, Bhinga, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of India situated in Shravasti or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0AG1903. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Nasirganj Mahadeva, Shravasti
The table below shows the main details of the IFSC Code BKID0AG1903 for the Bank Of India branch in Shravasti, which falls under the Bhinga district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0AG1903 |
| Branch | Nasirganj Mahadeva |
| City | Shravasti |
| District | Bhinga |
| State | Uttar Pradesh |
| Address | Vill Nasirganj Blockjamunaha Ponasirganj Tahsilbhinga Pin271801 |
These details help users in online banking and for businesses and individuals who use Bank Of India in Shravasti for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0AG1903 for the Nasirganj Mahadeva branch of Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Nasirganj Mahadeva, Shravasti, Uttar Pradesh, is provided with a unique IFSC like BKID0AG1903 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Shravasti.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Shravasti and Bhinga.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Nasirganj Mahadeva do not get mixed with another location.
Format of the IFSC Code BKID0AG1903
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nasirganj Mahadeva in Shravasti.
For example, the IFSC Code BKID0AG1903 of Bank Of India for the Nasirganj Mahadeva branch includes these elements, identifying the bank and the branch location in Shravasti and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0AG1903 of Bank Of India for its Nasirganj Mahadeva branch located in Shravasti, the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Shravasti and Bhinga, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Nasirganj Mahadeva or Shravasti to get the exact IFSC Code BKID0AG1903.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Shravasti, you'll get the correct details.
How to Use IFSC Code BKID0AG1903 for Online Transfers?
Once you have the IFSC Code BKID0AG1903 for the Nasirganj Mahadeva branch of Bank Of India in Shravasti, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0AG1903. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0AG1903.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Nasirganj Mahadeva in Shravasti, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Nasirganj Mahadeva, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Shravasti manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Nasirganj Mahadeva Shravasti branch is BKID0AG1903.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vill Nasirganj Blockjamunaha Ponasirganj Tahsilbhinga Pin271801.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.